DVLA - Car clamping, Surety release & sold car query

molerat

arcon5 wrote: »

Go on then... Name one insurer that don't have this term? And link to their terms...

Good luck

Direct Line
https://www.directline.com/lib/pdf/dl-car-policy-document.pdf Section A 1b (page 8)

Anything else I can help you with ?

It can be difficult though because most will not mention the term on the COI but it is in the policy document.

pappa_golf

molerat wrote: »

Direct Line
https://www.directline.com/lib/pdf/dl-car-policy-document.pdf Section A 1b (page 8)

Anything else I can help you with ?

yup suggest a way to get the OPs surety back

Le_Kirk

pappa_golf wrote: »

yup suggest a way to get the OPs surety back

Already answered - posts #4 & 5

prowla

If you pay the tax, then you'll get a refund for the outstanding months when you sell it on.

It seems that'd be a way of getting the surety back.

Where was the car clamped? (Don't say the wheel! :-))

neilmcl

You'll only get the surety back if you pay the tax. If you were going to take it off road then you should've SORNed it, too late now.

As advised, pay the tax, get the surety refunded and recieve any tax back once you sell the car.

Nodding_Donkey

molerat wrote: »

Direct Line
https://www.directline.com/lib/pdf/dl-car-policy-document.pdf Section A 1b (page 8)

Anything else I can help you with ?

It can be difficult though because most will not mention the term on the COI but it is in the policy document.

I wouldn't waste your time molerat. This tired old chestnut will be rolled out everytime someone mentions DOC cover.

For the record, in 40 years I have never had car insurance that needed the other vehicle to have it's own insurance for DOC cover to be activated.

I can only assume that some of the cheapo policies do have this term.

shaun_from_Africa

arcon5 wrote: »

Go on then... Name one insurer that don't have this term? And link to their terms...

Good luck

Who needs luck when they have factual evidence.
Aviva.
http://www.aviva.co.uk/car/summary-of-cover.html
No requirement for the vehicle to have its own policy in place.

George_Michael

arcon5 wrote: »

No
Other car cover usually stipulates the car must also have its own policy in place on it for OCC to be valid.

arcon5 wrote: »

Go on then... Name one insurer that don't have this term? And link to their terms...

Despite posting this same incorrect information less than 3 weeks ago:
https://forums.moneysavingexpert.com/discussion/5506514
and at that time being provided with links to a couple of insurance policies that clearly prove you are incorrect, you have again posted the same incorrect information.
Why?

rich13348

I have been driving for 11 years and all my all my recent policies (never checked the older ones) require the other vehicle to have its own insurance to cover DOC.

Lets agree that some do require insurance on vehicle being driven(to be fair mostly cheaper policies) and some don't need insurance on the vehicle to be driven (mostly more expensive policies) and the best advice is as always to check your certificate and your T&Cs.

molerat

Nodding_Donkey wrote: »

I wouldn't waste your time molerat. This tired old chestnut will be rolled out everytime someone mentions DOC cover.

For the record, in 40 years I have never had car insurance that needed the other vehicle to have it's own insurance for DOC cover to be activated.

I can only assume that some of the cheapo policies do have this term.

My previous RAC policies did but as I mentioned earlier not on the COI but in the policy documentation which few people actually read.