22 Foxhole East

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1537538540542543545

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  • beanielou
    beanielou Posts: 90,337 Ambassador
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    You are awesome.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 3,726 Forumite
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    My builder-husband isn’t even working tomorrow as he needs a break! 😉

    I think you are being quite hard on yourself. You’ve taken on a huge project with all the renovations and the amount of work you yourself are expecting to do. I think you are making huge progress. Perhaps cheer yourself up by calculating how much it would have cost if you’d paid someone else to do it all and not just the expected job, but also all the little snaggy detours and extra bits you will inevitably have had to do? 😊

    KK 
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 13 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 3,726 Forumite
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    DH has been paid and doesn’t like it? #confused … 😂

    Scones you say? Orderly queue please! 😊

    KK
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 13 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • peb
    peb Posts: 1,790 Forumite
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    Nothing stopping you taking out another policy and cancelling within the cooling off period to cover those days 
  • KajiKita
    KajiKita Posts: 3,726 Forumite
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    Oooh, loving the ferocity of the hungry ghosts tactics … 😉😂

    Yes, fuchsias ALWAYS look dead and then, you least expect it - ping, they are alive again! 😊 Hope your sweet peas have a better germination rate than mine - 50% failure here - most annoying as I only sowed one mixed packet this year … 🤷‍♀️

    Is DH pleased with the plans for his new facilities or will he be oblivious until it’s all done? 

    KK
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 13 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • f0xh0les
    f0xh0les Posts: 6,881 Forumite
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    When will I ever learn to keep my big mouth shut?
    4/10/22One Year Mortgage Free Yay!
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