Selling everything when the market reaches a new all time high

Linton

What happens after you sell everything on a high? Put it in a bank account returning zero after inflation and never invest again?

A major factor behind the VWRL being up 29.3% is because the £ is down 16.5% against the $ in the past 12 months. Would a 13% rise in one year have spooked you?

Pincher

Can't sell, higher rate tax.

Is there a name for the fear of higher rate tax?
Not regular 10% CGT, I'm fine with that.
HIGH TAX ANXIETY?

redmalc

Ray Singh Blue

I fully understand your predicament as i did sell approx 200K at 7100 and have now got earning nothing.I still have 350K invested but now waiting for the drop,that is if it is going to happen !! Who Knows

economic

i have over 220k invested (including 85k pension). i also have around 230k cash, although some in high interest rate accounts. 150k of it doing nothing basiclly. i plan to wait for a dip in markets before i invest most of that.

jimjames

economic wrote: »

i plan to wait for a dip in markets before i invest most of that.

Why didn't you invest during the previous dips last year? If you're not investing when markets have dropped then you may be waiting forever to put that money in.

economic

jimjames wrote: »

Why didn't you invest during the previous dips last year? If you're not investing when markets have dropped then you may be waiting forever to put that money in.

i did invest. just not all. plus lot of the 150k i got after the dips happened and recovered quickly.

there will be dips, there always is. there will always be opportunities to invest in something.

AnotherJoe

economic wrote: »

i have over 220k invested (including 85k pension). i also have around 230k cash, although some in high interest rate accounts. 150k of it doing nothing basically. i plan to wait for a dip in markets before i invest most of that.

Why not drip feed it? You could be waiting 6 - 12 months or more if Trump announces a raft of economic stimuli and the US market keeps rising .. 35% corporate tax to 15% should be bring back a lot of money from tech companies maybe thats why the NASDAQ is at an all time high ... talking of "markets" , which ones would you invest in?

economic

AnotherJoe wrote: »

Why not drip feed it? You could be waiting 6 - 12 months or more if Trump announces a raft of economic stimuli and the US market keeps rising .. 35% corporate tax to 15% should be bring back a lot of money from tech companies maybe thats why the NASDAQ is at an all time high ... talking of "markets" , which ones would you invest in?

ive been overweight US banks for over a year now so along with my tracker funds i have bought US banks. also various other US and UK single name shares. goign forward i am looking for part of it to go to a developed market investment grade bond fund (waiting for rates to nudge higher) and maybe london property once prices drop a bit. im only 33 so time is on my side but i realise i need to invest sooner rather then later.

do you have any suggestions?

Pincher

Like I keep saying, half and half.

It is a casino, but you don't have to go ALL IN.

economic

looking at one of my trackers - vanguard LS100, it currently yields around 1.68% based on last 12months (price im assuming). i wonder if its even worth buying into this anymore given US 10y bond yields 2.38% currently. i certainly wouldnt want to go all in in equities. which is why im looking at bond funds.