Do you keep details of your accounts anywhere (in the event of you dying for example)

Cat2011

I have a scrap of paper in the same file as my Will. I update it every few months, as I have lots of different accounts and feel sorry for anyone having to work it all out by themselves....

MadMat

I have a spreadsheet in "my documents" that has a list of institutions and account numbers,. Enough info for my wife or sons to trace, and open a dialogue about my accounts, But no passwords pins etc so of little or no use to a hacker!

ERICS_MUM

I have a small file in my safe, listing bank accounts, share ISA, pension managers, copy of will and EPA, solicitors contact details, direct debits & standing orders, etc. My sister knows where the safe is and my brother has the combination.

My papers are filed in an orderly fashion so contact numbers and references are accessible for utilities, council tax, insurances etc.

I live alone and would depend on my brother and sister to deal with my affairs if I were to be unable to deal with them myself or die.

jennyjj

Dealing with the estate of my dear departed dad made me realise how bad it can be. I used that as a template for a list of 'how to sort out after I'm gone'

My OH leaves everything finance related to me and doesn't have any real interest or knowledge where the money is stashed, which is pretty complex because of various shares, p2p accounts, pensions etc.
So... I maintain a spreadsheet conspicuously centred in the desktop of my pc (nothing a hacker could use on it's own), and a list of all accounts, values, passwords, instructions etc. in a safe place which will inevitably be opened on my demise. The instructions there would keep a treasure hunting lawyer. ifa, heir, in business for months. OH would probably just delegate it all. Our joint heirs would have a field day. Not my problem, so long as OH never has financial stress. Losing me would be bad enough )

AnotherJoe

Mine is in a spreadsheet which I update when something major like a change of account happens. I print that out and it's kept with wills.
It also includes instructions as to how to access all the online websites with usernames and passwords which are held in a password manager. The password to the password manager, like another posters, is indicated with clues that only her indoors would know. Eg its second sons black cats name plus the 6 digits of granddaughters birthdate. Along those lines.

chucknorris

Mine is all on my password (wife knows it) protected spreadsheet, but something that we need to address is both of us dying.

joe134

I update my finances everytime I have a bond or A/c change.
I/we have numerous Accounts, online and branch.
They are all itemised as Mine and wifes.on seperate A4 pages.
Date opened, date matures, interest rate.Totalled at the bottom, in a file folder.
Passwords to them in a seperate book.
Screenprint of every Account, regularly updated everytime a/c changed/moved, as have several with same bank.
I also keep several years of them, not just current, so like bank statements, can backtracked,all chronological in order.
All held in the safe, with wills, and Lpa's.
My wife knows of all details, but, wouldn't know where to start, but, insist she looks at them when updated.
She is not interested in Pc, or the money, so , informed My Son, who is LPA, all about them, in the event, I go first.
Even then, they would take a lot of unravelling.
However, I'm sure if we both go, the kids would soon fathom it all out pretty soon.:) And doubt it would take them as long to spend it, as we did to save it.
In the event I know I'm gonna go first, I would consolidate it all, into as little A/cs as possible, High street a/c's no online, even if penalised as most are fixed, up to £75k, so Wife can be trouble free.
but," best laid plans " rarely work out:beer:

Malthusian

If it would take longer than five minutes with your wallet and the file where you keep statements (if you have one) to find all your bank accounts, then I would say it is essential.

And don't forget to get a Power of Attorney in place in case something happens to you that doesn't kill you but does leave you unable to manage your accounts - possibly for a decade or more.

cloud_dog

I use TiddlyWiki. It is a single file which is easily accessible via a browser.

All account details (not security) is on it from bank, savings, investment, pension, credit cards, utilities, cars, software licences, ISP, e-mail accounts, DD sites (bus, school, parentpay),home network configuration, how NAS is set-up, back-up routine and locations, including an important 'What You Need to Know, What You Need to Do'.

The last one is basic guidance on what things they may need to address, outside of the normal probate activity, i.e. what to do about debt (mortgage and 0% CC), it's based on what might you need to do now(ish) and what might make sense for the longer term / planning.

adam_1979

I also use a free bit of software Safe in cloud. Have a details of about 60 accounts and logins held within. Can be used across multiple devices. My wife knows the mega password for this and i just tell her this where all our money is