Buffy and the Power of Ten

Buffythedebtslayer

a fairly successful day really.

Gardener seems nice, he will put up the rabbit shed, and clear some areas, he knew his stuff, I spent the day clearing my garden - rescued two trees and 3 rose bushes - they might not survive my plans but I had to give it a go.

Tomorrow I need to go to the tip before it gets too hot and then go up to London for the afternoon. Am seeing a play in the evening so I may as well make the most of it. No gardening too hot.

oo Pooky, I am building a pond...........really I am

Buffythedebtslayer

ah yes Pooky, the constant growing/producing of crap from the outlaying areas of the house such as sheds, lofts and garages........I really don't understand at all..............

Buffythedebtslayer

Too hot............toooooooooooooooooooooooooooo hot.

woke up with a headache. did a tiny bit of gardening. came in ate breakfast and head worse.

I think I am going to bed.

ugh.

Sun_Addict

Hot here today too, not complaining. Hope you managed to get to London and enjoyed the play xx

Buffythedebtslayer

In between waking up with the headache and the afternoon I totally forgot about the play.

I woke up in time but it was hard work, dazed and confused! From what I remember it was a good play.

I am permanently hungry with a migraine - bizarre for part of it I am sick. Of course in the rush I didn't eat dinner. ended up eating cold chicken and potato salad at about midnight!

pay day in two days.

so tired now.

XX

Sun_Addict

Did you get the bank thing sorted?

Buffythedebtslayer

Lazed about all day, headache is going off, as in can string coherent sentences together..

So, state of play regarding money.

ISA = 7150
Peer to Peer =2110 (Zopa, Ratesetters)

emergency fund = 1546

debt = 4000

Have 600 pounds left from July's wages BUT need to paid CC of 256 and replenish the emergency fund. With the Op I haven't spent much this summer, the emergency fund is depleted as I paid for Dentist and summer outings and didn't move my spending money over. So come the 1 of September I should be back up with everything and have a debt of 3500.

I am sitting here pondering...........If the tax rebate is real then I would be about 800 pounds off my 10,000 target.......I might decide not to save it all. I have some more garden plans........but I feel I should take advantage of the good fortune?

I have a few "bits" of money - attached savings accounts, the remains of my holiday fund. IF I could pay off 1000 in August....then that would leave me 750 to pay each month before the end of the year.

I have 250 saved for Christmas. Mum goes to Florida for Oct and Nov so will have to be careful then.

This is the end of migraine me talking but I have had a lovely holiday on the whole, I know I haven't gone anywhere and I had the op which slowed down the garden progress but it is getting there. It will happen. I have spent a lot of time sitting and doing nothing which is heaven to me. I know I want more of this in my life sooooo..........the more savings and less debt I have the better.

I am also doing better on the decluttering plans...things are moving ahead there too. I would really like to be free and clear of debt. This has been a recent thing, I read a couple of diaries on here by people who are at the start of their journey. That bit when you wonder what you have to give up and how far should it change your life and I remember that feeling. In comparison to loads of other people here I am in such a good position (really sorry, I know I should be somewhere else but DFW is like home to me!!) A very short term not really suffering suffering and I would be a bit more secure.

I am watching the news. The earthquake in Italy. No one expected it. heart breaking. the pictures. And then Turkey. God only knows what is happening there.

So yeah I am absolutely bloody fine.

and I will pay off the 4000 pounds before the end of the year.

XXXXX

Buffythedebtslayer

Sun_Addict wrote: »

Did you get the bank thing sorted?

*coughs*

yeah.......bit embarrassing.

I bought my sister a fan and two chill pillows, from Amazon. com.

I paid my CC thinking that is what I had used. turns out I used my bank card......for whatever reason Amazon UK didn't know it was Amazon USA and therefore I phoned the bank...........

anyhow the money was put back in my account and I re paid with my CC.........

big ooops

There_Is_a_Light

Very positive sounding post Buffy. It would be fantastic to be debt free by the end of the year for you.

Buffythedebtslayer

http://www.andyandrews.com/secret-adding-hours-day/

Read this today, interesting..........

XX