Back in debt but not out

[Deleted User]

DH & the tribe went to see SIL & family, for lunch they had KFC, DS had 4 pieces and a slab of cheesecake, plus dinner tonight, so he's on the mend.

DH has got one house to see tomorrow tomorrow without me but has the kids lol, he's hoping to see another one over that way but the EA is rather lax in picking up the phone.

Orange_Ena

Congratulations on getting the offer, brilliant news. I hope I sell mine as quick when I put it on the market! Wishing you a lovely last Christmas in this house

[Deleted User]

Morning,

Happy Friday and happy last day to those like me who are working today.

I am hoping for a half day today, although it depends on the big boss.

I need to wrap the kids presents and their stocking bits and I'm running out of time. Need to get the turkey out of the freezer tonight too.

I will be better organised in 2017!

hugglemonster

Hope you manage to get off work early and start to relax before the weekend, H x

Bobarella

I think you've done brilliantly with all you have on.

[Deleted User]

Typical. My iPad has died. It is DH's old one and has done well to carry ok this far. So I'm on my phone. Thankfully there's nothing major on there that I'm worried about losing.

Finished work at 12, got a bottle of Prosecco and white wine also went to the pub, I didn't pay...frugal.

Home despite delays and had a pint with the family to start the holidays and I've wrapped all the kids presents, stockings and their gifts from Santa. Tomorrow I don't have anything to do.

DH & the kids went house viewing today and may have found a gem. I'm going to see it on Wednesday next week.

New owners are coming over on Thursday, they have some questions apparently, not overly worried just got a shed load of cleaning to do.

Oh and my alarm is OFF

If I don't post it's just due to using my phone.

[Deleted User]

Morning,

Seems my iPad has got its act together and is back working again?!?

So I've started the new 2017 20p savers club while I can.

Not much to report, aiming to not spend anything over the next few days and to gather my thoughts as we move in to the new year.

[Deleted User]

Morning and happy Christmas to posters and lurkers.

Hope everyone has had a visit from the big man and that you got spoilt.

DH and I jointly make brekkie, I did most of the cooking drinking Prosecco (free from work) and dinner is prepared with the turkey cooking nicely in the oven.

Kids were up early but didn't wake us, the just stayed in DS's room opening their stockings until we got up.

We all have been thoroughly spoilt and DH and I have a few gift cards that we can use when we move, I even got a hand wash and hand cream set thingy, that will either go in the kitchen of the new house or if we're lucky enough, a possible downstairs toilet.

Bobarella

Sounds a lovely day in your house PF. Merry Christmas!

[Deleted User]

General
* Pay £3k off CC minimum - £250 pm – keep monthly tally
* Declutter properly – eBay/Amazon/Charity shop – anything sold, transfer money over to budgets - DONE, sort of
* Decorate both kids rooms - A must if we are going to put the house up for sale - DONE
* No alcohol days/months
* No spend days/weeks
* Save the change towards Christmas
* Wombling – Need to master this one
* Set up budget for – Car (insurances, taxes, services)/Water/Council Tax/Home/Gas/Electric/Birthdays - £70pm???
* Lunches to work as much as possible
* Avoid the pub – this is a must
* Need to build up an emergency fund – 3 x DH's monthly salary?? PADing?? - Start small?
* Keep to meal plan, try to reduce grocery/alcohol spends
* Stick to weekly allowance £10 pw
* Find a new house! - Offer accepted

Personal
* Lose weight
* Walk 10,000 steps per day
* Make sensible choices snack wise - less fat/sugar
* Read my many books
* Finish my tapestry
* Think before buying, is it wanted/needed/useful/going to ruin my diet?
* Get more sleep!
* Build my immune system up

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I've updated and tweaked my 2017 goals that I posted a few months a go.

I've tried to be more realistic, hopefully that shows.

Just need 2017 to start!!