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DVLA letter to my house under a different name?

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  • prowla
    prowla Posts: 13,998 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Partner or husband?
  • Herzlos
    Herzlos Posts: 15,896 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    jimjames wrote: »
    I can't understand the issue. A resident's husband has a car registered to the address where the wife lives. Is that a problem? It's hardly that they're not associated.

    Exactly. Could be the husband doesn't have a permanent home address (working offshore, or something) so is using his wife as a point of contact. Do you allow the lodger to have her own mail sent there?

    I can't believe you went to the hassle of contacting the DVLA before talking to her, since you live in the same house.
  • NBLondon
    NBLondon Posts: 5,701 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Let's assume that Butterfly99 is the owner of the address. Do you have multiple lodgers or just the one? If it's the former, then maybe the driving partner/husband/whatever assumed no-one would notice an extra name if all the post (including any for past residents) ends up in a big pile.


    But the obvious next step is to ask the lodger what's going on. She hasn't asked your permission to use your address as an accommodation address and I'd say (IANAL) that you were within your rights to a) return or destroy any mail and b) ask her to desist (Depending on whether you've got a written agreement - you could say she is breaching her tenancy).


    Surely the car insurance one is potentially fraudulent - if he has declared he lives permanently at X address and the insurance has been issued on that basis but he (and the car?) live at another address - then the insurance company could decline or revoke it. Ditto the bank. It may well be that the guy doesn't have an address he can use for genuine reasons - but for them to not discuss it with you makes it look far more dodgy.
    I need to think of something new here...
  • jimjames
    jimjames Posts: 18,691 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    NBLondon wrote: »
    Surely the car insurance one is potentially fraudulent - if he has declared he lives permanently at X address and the insurance has been issued on that basis but he (and the car?) live at another address - then the insurance company could decline or revoke it.
    How do you/we know that? It's entirely possible that he has told the insurance company that it's a correspondence address, we just don't know.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • Car_54
    Car_54 Posts: 8,859 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    jimjames wrote: »
    How do you/we know that? It's entirely possible that he has told the insurance company that it's a correspondence address, we just don't know.

    That's probably why NBLondon said "IF" ...
  • NBLondon
    NBLondon Posts: 5,701 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I don't know - hence the words "Potentially" and "If". We only know that he doesn't live there permanently (unless he is very good at hiding from the landlady) and that this address was given to the insurance co. without the knowledge or agreement of the householder at that address. The application would usually ask where the car is kept overnight and whether it is at that address or elsewhere. We don't know if the car has ever been seen at that address. The OP may know what the car is and the reg no (as seen on the V5) but hasn't told us whether she's seen the actual metal.


    My answer to the OP's question is "Yes - it seems a bit odd. Why not ask the lodger to explain?" I'm pointing out that it might also seem odd to an insurance company.
    I need to think of something new here...
  • Guest101
    Guest101 Posts: 15,764 Forumite
    Worth remembering that the lodger does live there and is entitled to register whatever they like there - whether its insurance, credit or whatever.


    If you don't like it, stop being a LL.


    The husband is entitled to use it as a correspondence addresss (as you can use ANY address for that) - no crime is being committed.


    (except ofcourse the OP could be in breach of postal offences)
  • Guest101 wrote: »
    (except ofcourse the OP could be in breach of postal offences)


    What postal offence do you think the OP may be in breach of?
  • jimjames
    jimjames Posts: 18,691 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    What postal offence do you think the OP may be in breach of?

    Presumably this:

    A person commits an offence if, intending to act to a person's detriment and without reasonable excuse, opens a postal packet which they know or suspect to have been delivered incorrectly.


    Although it's debatable if the item was delivered correctly or not
    Remember the saying: if it looks too good to be true it almost certainly is.
  • jimjames wrote: »
    Presumably this:

    A person commits an offence if, intending to act to a person's detriment and without reasonable excuse, opens a postal packet which they know or suspect to have been delivered incorrectly.


    Although it's debatable if the item was delivered correctly or not
    Even if the mail in question was delivered incorrectly, simply opening that mail is in no way illegal.
    As the act clearly states, when opening that mail, you must have the intention to cause harm or loss to the addressee.
    Opening mail because you don't recognise the name of the person it is addressed to is fine.
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