Back to being a DFW..AGAIN!

tori.k

Please don't take offence milasavesmoney.
The american financial sites are a great resource if your happy to dig to find relevant information. the basic concept is the same wherever you reside in the world. You must have to do the same yourself on here.

WantToBeSE

milasavesmoney wrote: »

As I'm American maybe I'm on the wrong diary?

Nooo, please stay! I wasn't aiming to insult anyone, all i meant is that some of his baby steps and aims will be different for me because i am in the UK.

I'm so sorry if you felt insulted

WantToBeSE

I feel quite epic...i have just written a whole months meal plan!

I got the idea from some of the Dave Ramsey Youtubers. I watch quite a few of them, they are hardcore into debt repayment, so i feel at home with their mentality!

The good news is that if i manage to stick to it, i only need to buy things for lunches and breakfasts from now until the end of the month!!

louby40

Well done! I've never been brave enough to plan, budget and buy for a whole month.

We just try and use all food e.g of we have a roast chicken on a Sunday, we will use the left over chicken in a pasta bake the following day. We buy rice in bulk. We don't buy jars or things like ready meals. Shopping in Aldi is loads cheaper (I used to shop in Tesco).

We also freeze left overs e.g chilli etc and then it's a portion for someone at some point.

We also don't buy sugar coated cereals, cheese strings and Frube type yogurts - all are so expensive.

I know many people do mass cooking and freeze tons of stuff but I don't have a big enough freezer.

Let us know how you go on with your meals!

WantToBeSE

louby40 wrote: »

Well done! I've never been brave enough to plan, budget and buy for a whole month.

We just try and use all food e.g of we have a roast chicken on a Sunday, we will use the left over chicken in a pasta bake the following day. We buy rice in bulk. We don't buy jars or things like ready meals. Shopping in Aldi is loads cheaper (I used to shop in Tesco).

We also freeze left overs e.g chilli etc and then it's a portion for someone at some point.

We also don't buy sugar coated cereals, cheese strings and Frube type yogurts - all are so expensive.

I know many people do mass cooking and freeze tons of stuff but I don't have a big enough freezer.

Let us know how you go on with your meals!

I'd love to do masses of batch cooking, but like you we dont have the freezer space. I do try to occasionally, but not loads.

I have an Aldi 10 mins walk from me, and am going to start getting some food from there. but they dont do a lot of the foods that we eat, so can never get a whole food shop from there, so that puts me off.

I'll definitely keep you all updated on my meal planning...

WantToBeSE

Meal Plan:

-Veggie Burgers, rice, salad
-Veggie Chilli & rice
-Leftovers
-Packed lunch (we are out for the day)
-Pasta & sauce
-Baked Potatoes
-Roast

-Carbonara (something 'on toast' for me)
-Spaghetti bolognaise
-Leftovers
-Lentil Dhal & rice
-Pizza
-Spanish chicken/veg
-Roast

-Spaghetti & 'Meat'balls
-Curry & poppadoms
-Leftovers
-Burritoes
-Fish & chips, peas
-Salad
-Roast

-Pasta & sauce
-Butternut Squash Risotto
-Leftovers
-Out
-Pizza
-Out
-Roast


So as you can see, every week we will have a Sunday roast and 1 day will be Leftovers. Generally i do leftovers on days when i have had a mince based meal the night before (vegan mince..so basically lentils, LOL). I make enough to last 2 nights, and then have the leftovers the next say.

The lazy girls guide to meal planning

amber03

Hi WantToBe subscribed and following your diary. Love listening to Dave Ramsey especially the debtfree screams, all the people have been in the same boat and through determined hard work have become debtfree. I have done steps 2 & 3, working on step 1, as had a bit of a spend and now need to get this back to the £1000.


Keep up the good work.xx

WantToBeSE

amber03 wrote: »

Hi WantToBe subscribed and following your diary. Love listening to Dave Ramsey especially the debtfree screams, all the people have been in the same boat and through determined hard work have become debtfree. I have done steps 2 & 3, working on step 1, as had a bit of a spend and now need to get this back to the £1000.


Keep up the good work.xx

Hi Amber, thanks for subbing

Well done for doing BS steps 2&3!! I previously did steps 1&2, but as you can read from my 1st post on here, my sons disabilities meant that i got into debt again

But no point in beating myself up about it, i just have to get on with it now!

Glad to see another Dave Ramsey follower!

Buffythedebtslayer

Hello,

Just dropping in to say I do the Dave Ramsey thing I have the emergency fund, technically I should pay off my CC with the ISA savings but I don't cos the CC is interest free.

I like his principles
and your meal plan XX

WantToBeSE

Buffythedebtslayer wrote: »

Hello,

Just dropping in to say I do the Dave Ramsey thing I have the emergency fund, technically I should pay off my CC with the ISA savings but I don't cos the CC is interest free.

I like his principles
and your meal plan XX

Thanks Buffy

Yes i think I'd do the same if i were you too. I just want to finish doing my EF and then start hitting the debt!