I want to stop drowning

MrsSave

Well done on the positive attitude. It is so easy to overspend, I do it far too often then am chasing money around trying to make it up all the time. I'm determined October isn't going to be the same!

debtaghh

I've used some of the money transfer to pay £350 off the capital one and £275 off another cc so don't feel as bad.

I get so tempted at this time of year with all the Christmas celebrations!

I did over 17000 steps yesterday and am on over 8000 today so pleased with that.

[Deleted User]

Morning debtaghh, you sound really positive

As MrsSave says it is very easy to overspend, I think I'm an expert at it now lol

Well done on the weight loss and the steps.

Pmo2
X

debtaghh

Morning,

I had a little break from here due to personal reasons but I have still been reading other diaries and trying to be good with my money.

I have tried to hang the washing out as much as possible and still haven't put the heating on - have others put theirs on yet? It is starting to get cold but I can't remember when I normally put it on. I have been really watching putting lights/ switches on and we have been lighting candles.

I've done more Christmas shopping but really happy with what I got and for the cost. I do want to spend less overall though as we need to clear this debt! My husband has cancelled a few things that used to come off his payslip so that should be an extra £20 a month.

I haven't made any more payments to the credit card but think I have been better with my general spending. My only issue is my food shop, I'm not sure what is going on- has food got even more expensive? Payday is not for another 11 days and I do not want to spend more than £100 on food in that time. But I do have guests coming over twice.

I have lost another 1lb but haven't been that disciplined so pleased with any weight loss!

[Deleted User]

Morning debtaghh,

Sometimes it's good to have a break, hope you're ok?

DH gave in and put the heating on last week.

I too need to think about Christmas shopping, haven't got much, so well done on what you've bought so far

And well done on the weight loss

debtaghh

Hi,

Yes I am ok thanks.

Going to Aldi today to try and cut my food budget down!

May make a small payment towards the capital ons as I feel I haven't in a while.

debtaghh

Morning,

I went to Aldi yesterday and managed to spend £93😱 but did stock up and have food for my guests coming over this week. I'm not spending more than £30 on food until the 20th. I am going to cash it out to ensure I don't go over. From the 20th I am going to write exactly what I'm spending on food in a month as we really can't afford £100 per week. Been feeling a bit low about debt and not owning our own house, it's so hard to keep positive .

[Deleted User]

Well done on the Aldi shop and I think its a great idea to write down what you've spent on the groceries.....I may consider this one too.


I know you're feeling a bit blue hun, think it's catching....hugs to you, you are doing great and the Capital One will be gone in no time xx

debtaghh

Paid another £50 off the capital one today.


Have done 14000 steps so am pleased with that.

Think I will copy you purple mum and set my goals for be next year!

debtaghh

Hi,

I have done over 14000 steps today , which I'm pleased with.

I've decided that it can be quite nice having the challenge of being frugal at times, I feel like I have achieved something.

I haven't done any top up shops yet so current food shop spend is £94. I definitely think working with cash will be better for me as puttting things on a card is too easy!