I want to stop drowning

debtaghh

enthusiasticsaver wrote: »

You sound more positive than a week or so ago so that is great. Getting below £40k by December would be awesome. Congrats on weight loss and NSD.

Thanks. I do feel more positive and I think it's because I'm more determined and focused. Sometimes I just let it get on top of me.

MrsSave

Debtaghh you're doing great. One step at a time, and you'll get there. Keep budgeting, put a little money to one side for things you like/treats but at the same time keep working on he debt. We all have ups and downs, but just remember when you're feeling totally low and fed up, your up is around the corner x

sweetpea26

Morning Debtagh

So good to read that you are feeling so much more positive. You can and will do this !!!

debtaghh

Morning,

I had another nsd yesterday. We went to visit friends and the kids had a great time. I'm working today but will have to spend as we need milk and cheese. The next few days will be spend days which is annoying but it can't be helped as I need to do a food shop etc.

Have a frugal day everyone.

debtaghh

Morning,

As predicted I had a spend day yesterday but did work and earn money. The next three days will be planned spend days. I've woken up feeling physically exhausted and I have no idea why.

The sun is shining so I may attempt to hang the washing out today!

Have a lovely frugal day.

debtaghh

Morning,

I've had an exhausting few days but spends haven't been as bad as I predicted thankfully . I was also given £15 which I think I might put in the holiday pot. Today should be a low spend day. I have lots to get on with today so will leave it there. Have a lovely frugal day.

enthusiasticsaver

Good you have managed to keep a lid on expenses over the school holidays and managing to squirrel some cash away. Any joy yet from your landlord as to whether he still wants you to move out?

debtaghh

enthusiasticsaver wrote: »

Good you have managed to keep a lid on expenses over the school holidays and managing to squirrel some cash away. Any joy yet from your landlord as to whether he still wants you to move out?

No news, he is still unsure therefore we are just staying put. There isn't much out there and will cost more and not be the right location etc. If we can stay where we are as long as possible that would be great as everywhere else is a minimum of £100 more per month!

Kids are still off this week but ds has a friend round and he is going to a friend's another day so I'm hoping to not really spend much this week.

Food shop wise I've only allocated another £30 which needs to last until the 20th. But I do have toilet paper, nappies and meat in the freezer to last until then. I also have fruit, cheese , bread and milk to last until Thursday so am hoping that £30 will not need to be touched until a week before the 20th and will cover fruit, milk, veg and bread. Worst case I could use money in the savings as I didn't allocate a lot for food but I would rather not!

debtaghh

Well a lot has gone on since my last post as unexpectedly I had to fly abroad. I won't get into it but it was unexpected and not for a positive reason but sadly these things happen . Obviously this was not allocated financially for so I had to use the savings. I was very lucky and treated to a majority of food over there so it was mainly the flights that cost me. I spent just over £200 in total.

Will hopefully update my signature at the end of the week when I pay my minimums. I feel like I've spent less on food this month so far but will need to work it out.

Have a frugal day everyone.

enthusiasticsaver

Sorry you have had the unexpected spends but at least you did not add to the debt.