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I want to stop drowning

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  • Hi,

    I just wanted to say I think you are doing so well. Think of how much more debt you'd have if you weren't budgeting. I've also been in debt for 13 years and am sick of it. We both earn a great wage & should be enjoying things, instead of struggling
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,

    I just wanted to say I think you are doing so well. Think of how much more debt you'd have if you weren't budgeting. I've also been in debt for 13 years and am sick of it. We both earn a great wage & should be enjoying things, instead of struggling

    Thank you so much for your kind words. Good luck with your debt free road, it's rubbish isn't it? It sounds like we are in a similar position , do you have a diary?
  • Aamberle
    Aamberle Posts: 559 Forumite
    You are doing so well, how are the 10000 steps going? X
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aamberle wrote: »
    You are doing so well, how are the 10000 steps going? X


    Thank you. I have managed another 10000 steps today, I made myself go for two walks as if not I knew I wouldn't do enough steps. I think I have eaten around 1500 calories but may have gone slightly over by 100. I have had my first nsd for September.

    I received another job rejection:mad:, the ridiculous thing is that they are not for jobs that I particularly wanted but still feel like a failure. I never used to have a problem to get an interview, is it me or has getting an interview become even harder? I have just spent two hours applying for another job ( it is only a christmas postition for 8 weeks but they still make you answer over 40 questions!)
  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have already done over 10000 steps again today. I have spent money as I needed a few toiletries but tomorrow should be a nsd. I haven't made any more payments towards the capital one as money has been a bit tight so will wait until next payday ( I'm self employed but count it from when my husband gets paid which is on the 20th) I might make a small payment just so I feel like it's going down.

    I finally have an interview! It's a full time position but it is only for 8 weeks so hopefully I can manage that. I am ideally looking for part time but hoping if I get it , that it will lead to a permanent part time role.
  • Well done on the steps and fingers crossed on the interview.
  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I decided to make a £30 payment towards the capital one as thought it is better than nothing.

    I forgot today will be a spend day as I need to pick up my son's bike for his birthday!

    Have lots of jobs to do around the house and admin so better crack on.
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    First of all well done on taking the bull by the horns to deal with your debts. That will get easier over time.

    With regards to weight the one thing I had to accept was that despite having the appetite (lol) the same as my husband, I don't burn off calories as much as he does, so he stays the same weight, and I have over time gradually got bigger. My method for dealing with this is to have a smaller plate! I still feel full and now at least I am not gaining! Maybe something for you to try? It is more sustainable long term that reducing your calorie intake per se.

    good luck with both missions
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • debtaghh
    debtaghh Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    chevalier wrote: »
    First of all well done on taking the bull by the horns to deal with your debts. That will get easier over time.

    With regards to weight the one thing I had to accept was that despite having the appetite (lol) the same as my husband, I don't burn off calories as much as he does, so he stays the same weight, and I have over time gradually got bigger. My method for dealing with this is to have a smaller plate! I still feel full and now at least I am not gaining! Maybe something for you to try? It is more sustainable long term that reducing your calorie intake per se.

    good luck with both missions
    chev

    Thanks, I agree about portion size as I def eat way too much. I did another 10000 steps yesterday but had my naughty day with food!

    Not much to say on the money front as my business is slow and I have spent money due to my son's birthday. But saying that I do feel it's more controlled as I have savings and money allocated for things, basically I'm actually trying to stick to a budget!
  • MrsSave
    MrsSave Posts: 1,817 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well done on sticking with your budget. It can be very difficult! I struggle with this every month!
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
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