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Budget Wars - A New Hope (with apologies to George Lucas)
Comments
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mummytogirls wrote: »Hope all Bob xx
Yes fine thank you.
Well. Got back last night around 12. Still woken early by DS (5.30) the darker curtains appear to have done nothing to stop that. But it has been such a relaxing day as I haven't had to go anywhere. So I haven't! NSD horray!
I stopped to look at it and realised I'd worked 3 of the last Saturday's in a row and 2 of the Sunday's too. No wonder Ive felt tired. Added to which we had three hideous school runs this week with an almost 2 hour journey home one evening just due to not being able to get the buggy onto the crowded buses. Sometimes it's fine for weeks and then you get days like that. Me and OH have again talked cars in a loose manner. But I am incredibly wary after our last one nearly dragged us to hell financially. It just seems easier to continue to do without. Rather than the constant failings that cost money that everyone who owns a vehicle seems to complain of. Ramble Ramble.
Today has entirely consisted of coffee. Reading my book (still finishing up How to Win Friends & Influence People, in the Digital Era. Reading books to DD, and that's it really. Oh and caught up on 4 episodes of EastEnders
OH is out for a few hours, doing a job for me!
We are broke, but I think Tuesday is CB day. Then our pay cycle starts again from Thursday. So we should scrape it.
One deposit had come in when I checked today.
Right off to get organised before bedtime. I don't have to cook tonight as we were given a delicious meal enough for two by last night's booking. Perks
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Sounds like a lovely day bob x0
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Good Morning All (Just)
Monday again, its been a nice relaxing start to the day. Got up & had a bath with the little one as she was in need of freshening up (she is obsessed with one particular bed suit at the moment and it makes her sweat! But try telling her its too warm for it.) No meetings or viewings today so just a normal day and the school run. Suns out, washings on alls good.
Wealth
* So far two deposits have shown up. One is very late, but at least is here. It restores my faith in humans when people do what they say they will (finally)
* After my moan about the energy company the other day, I had moved enough money into my account to ensure the final bill went out today. Only to find the money still there. I checked again, and for some reason unknown to me (or communicated to me) they've moved the payment date to the 30th. Why? Oh well. That means we are well over the hump of waiting for pay day or CB to arrive. A positive for Monday.
Health
* I slept very well last night after 3 nights of being up till 1am. My cough is almost gone, and I feel quite energised. Son still up at silly o'clock, that boy....this time? Looking for the cats hairbrush. Dont ask.
Organisation
* I am definitely on top of my business admin. Which is brilliant. It doesn't mean I'm on top of my finances but I have clear records of what is going where when and why. And whats coming in.
* I have been wanting to make a list of all the words DD knows by this point for a while. Just for interest. I still look back over my sons baby book occasionally. So putting this on my list of to dos. She is so funny & makes me laugh so much. I think terrible twos will come early with this one. Very willfull. 'No' & 'Dont' are now too of her faves.
* Need to do a library book run. Have had some out for ages. Thankfully I used the childrens card so its free even if late. Loophole?
* Small shop to do today to get us over the hump.
Have a good day.
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Have a lovely day bob
x
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:rotfl: at your son looking for the cat's hairbrush. That just tickled me. :rotfl: Don't think I would enjoy the early morning part though.
Also re DD's words - all of my sister's children learned NO very quickly. :rotfl: Probably because that's what she was always telling them.A favourite short phrase was "No, I do!" whenever you tried to help them do something i.e. put on shoes/jacket etc. :rotfl:
Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £10,546, Car loan CC 0% BT £5200. Debt Free Diary to try & keep spending in check.0 -
Bob hello there...I am so delighted to see you have done it. Out of debt!!!
Well done you.
And little one has arrived and is a little person with a mind very much her own I see. How lovely. Well done you x 2.
Am going to pop on the Forum occasionally to focus as I get this debt finally knocked on the head!Total debt at 18.9.17 £1950
Debts down £12,700 high in Feb 2015, £10,700 April 15, £8830 May 15, £6776 June 15 , £5857 July 15 £6970 1.3.16
£3950 15 May 2017 £3470 July 17 £2650 21.8.170 -
All sounding good with you Bob, I'm pretty sure the weather helps with the world feeling better!!
Hope youve had a lovely day xMummytogirls x0 -
Good Morning All
I can't believe what has happened in Manchester. I know a lot of you are in the North and if any of you have relatives affected then I send prayers for them.
Not that it means a thing, but my son loves Arriana and Im not looking forward to telling him what's happened this morning. The social media of parents looking for their children in the aftermath is heartbreaking. I've certainly held mine closer this morning.
Love to all
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Hiddenidenity wrote: »Have a lovely day bob
x
Thanks Hidden.:rotfl: at your son looking for the cat's hairbrush. That just tickled me. :rotfl: Don't think I would enjoy the early morning part though.
Also re DD's words - all of my sister's children learned NO very quickly. :rotfl: Probably because that's what she was always telling them.A favourite short phrase was "No, I do!" whenever you tried to help them do something i.e. put on shoes/jacket etc. :rotfl:
Your story made me smile. Mines not quite there with multiple words yet it's all one word. I did manage to write the list and got up to 40 before my memory got patchy. I am amazed by tiny humansPollygarter wrote: »Bob hello there...I am so delighted to see you have done it. Out of debt!!!
Well done you.
And little one has arrived and is a little person with a mind very much her own I see. How lovely. Well done you x 2.
Am going to pop on the Forum occasionally to focus as I get this debt finally knocked on the head!
Polly! I often wondered how you were. I'm glad you are back." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
mummytogirls wrote: »All sounding good with you Bob, I'm pretty sure the weather helps with the world feeling better!!
Hope youve had a lovely day x
Thank you" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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