Monday 25th July - what small DFW things will you be doing today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

PurpleFairy26

Morning all :hello:

Sun is shining here, although I'm definitely sad to be going back to work. Although just looked at my diary and I'm off Friday and Monday so I can't complain too much

Little list for today:
Meal from plan, lunch from fridge.
Check banking, surveys and FPL
Clean bathroom
One load already on line, another to do
Fleabay parcel too post office
Get DH to go in loft and get some stuff down
Think about lunch for work tomorrow, may freezer dive

Think that's about all, check back later.

SpekySquarehead

Morning all,

Thanks for kicking us off PF.

My list for the day;
Check banks and YNAB
Check free postcode lottery
Bring lunch and snacks to work
Prepare for lunch tomorrow
Have a quick tidy

I've an interview today after work and then meeting up with an old friend after that so the list is short and sweet.

Have a nice day everyone

angelicious

Morning all, it's very grey and dull here this morning and I'm finding it hard to get
motivated :eek:

Anyways here's my list for today:

Check banks- done
Check free postcode lottery - done
List some stuff on gum tree- haven't done, stayed longer thn planned at work
Take some pics of stuff we have to get valued- haven't done
Sort some stuff out for webuybooks - haven't done
Change bedclothes- done
Find some more tat to fill up cash4clothes bag-found a few more bits
Fly lady kitchen and living room
Maybe go into work for a few hours overtime later if I get an energy boost out of somewhere:rotfl:- done, went in and stayed for 6 1/2,hours, go me lol
Swagbucks- only need 123 til I can cash out!!- still need 6, so frustrating lol!!!!

If I go into work photocopy PPI reclaim form and get that sent off

Think that's enough for now. Have a good day everyone

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 28 June 2016.

allydowd

Hi July Joculants,

Quick post.

Debt Free-Nillionaire Continuity Plan Year Two:

* Do RM Surveys.

* DW wants a trip to cinema. Will use Swipii card. I think we can get 2-for-1 today on it. We may go to see separate films, not sure I fancy StarTrek.

* Come home and plough through a gazillion wee jobs that are weighing heavy on my shoulders and stressing me. What with being short-staffed at work and having litttle time off it feels like I'm drowning. Anyway, I can fix this and I will fix it this evening.

Live long, live well and prosper.

determined_new_ms

Hi guys & thanks for the start PF.

Funny day today! Was feeling very motivated and being productive but madam not herself, upset and crying/tantrums alot so after being very productive I've slowed down! She seems a little calmer now so may get a few minutes!

So far have:

* picked runner beans, french beans and 2 sunburst squashes (will cut and freeze the runner beans)
* strained yogurt made Saturday night to make lovely thick greek yogurt mmmmm
* had some of said yogurt with some melon
* looked at meal plan to see what is for tea
* re-did my meal plan/shopping list for the next 10 days as we're broke so need to spend less than the original meal plan would have cost! Looked on the "cheapest meal" thread to get some inspiration

Still to do:
* NSD - playing at home so no need to go anywhere or spend anything
* [STRIKE]photo things to put on fleabay later[/STRIKE]
* [STRIKE]tidy out larder - not technically not MSE but if we can see what's in there less likely to cash when we need something but can't find it! [/STRIKE]
* polish, vacuum downstairs & clean kitchen sides & cupboards
* [STRIKE]hang washing out[/STRIKE]
* water vegies in greenhouse
*filled up watering can while waiting for water to run hot to wash up
* had hm courgette and chilli soup - all ingredients I grew
* refilled dgd's cup with juice saved from when she decided she didn't want juice and wanted milk instead this is a new *thing* she'll ask for a drink and drink half and then later say she wants something else. So each time she does this I decant the 1/2 a cup into a mug and put it in the fridge. Choosing my battles with a toddler!
Ok think that's all I need to do. Wish me luck with madam!

princess_pea

Afternoon all, thanks for starting Purple Fairy - I'm back at work too after having a week off

Hope everyone is ok - it's been a little while since I've posted. Ally - hope you get some time off soon


We finally got our money back from our wedding venue last week :j This has gone in the wedding pot (now at 100%) and pays off the balance on our holiday to Whitby in March. The rest went on fuel to see my family over the weekend. I really didn't think we'd get it back without going down the CCJ route so we're both relieved


I had last week off work and needed it. Not feeling overjoyed to be back but at least I'm not feeling as burnt out as I was


LSD today - spent 50p on milk for work and we'll need some little bits in Aldi tonight to see us through to pay day on Thursday


Printed off payslip and consolidated budget for next month


Banking/ spending diary/ FPL to check


Rang wedding insurance company to tell them I wouldn't be pursuing the claim. Need to contact my bank to tell them I won't be pursuing chargeback even though they haven't contacted me in the 2 weeks since I sent them to forms by recorded post. Defo time to change bank!


Catching up with stuff at work


Watch some Netflix tonight on their free month trial


All meals from stores - no buying lunch today :T


Have a great day all

crazy_cat_lady

Afternoon all
Princess pea I am so pleased to read that you got your money back! It's fantastic news. :j
I'm late checking in today - no reason other than this being the first time I've picked the laptop up since I got up. I've been a busy-ish bunny today.
I have already
checked banking and made a PAD to credit card.
taken car in for annual service (fingers crossed)
dropped dd off at summer school
crocheted 2 squares for my blanket
chased up train tix for our London trip next week
And I still need to
pick dd up
pick the car up
pop to the butchers for meat
post a couple of letters
investigate why my latest wool order still hasn't arrived
mins game for today (19 things)
Think that's it. I'd best get on my way. See you all later.

Bobarella

princess so pleased for you!!!

allydowd

Debt Free-Nillionaire Continuity Plan Year Two:

* Do RM Surveys. Done.

* DW wants a trip to cinema. Will use Swipii card. I think we can get 2-for-1 today on it. We may go to see separate films, not sure I fancy StarTrek. 2-for-1 achieved! We both saw the Star Trek. It wasn't bad. Took in contraband food and drink.

* Come home and plough through a gazillion wee jobs that are weighing heavy on my shoulders and stressing me. What with being short-staffed at work and having litttle time off it feels like I'm drowning. Anyway, I can fix this and I will fix it this evening. Jobs all done, including trimming the Hedge of Hell. Now I can try to relax.

Live long, live well and prosper.