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wife crunched car

2

Comments

  • melanzana
    melanzana Posts: 3,953 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Ahem, I am one of those who had a tip like this recently.

    Coming out of a tight parking space and hit a high kerb on a blind spot. Crunch is right!

    Passenger door scraped like almighty on the bottom about four parallel scrapes, yikes! Door creaking too after.

    Anyway, cost 400 in total including a respray. Great job, would never know it happened at all. Initial quote was 250, but paint job and the door meant more, or so my garage man told me!

    Didn't go through insurance.
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Quentin wrote: »
    You won't both lose NCD in the event this is a claim


    Only the policyholders NCD will be affected


    (You say you have a joint policy, but presumably you mean one of you is the policyholder and the other is a named driver)

    Whoever is the policyholder ought to consider protected NCD before the next collision!
    No - we both have (identical) cars and are both covered to drive both cars - on one policy
    Aviva before you ask...
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    melanzana wrote: »
    Ahem, I am one of those who had a tip like this recently.

    Coming out of a tight parking space and hit a high kerb on a blind spot. Crunch is right!

    Passenger door scraped like almighty on the bottom about four parallel scrapes, yikes! Door creaking too after.

    Anyway, cost 400 in total including a respray. Great job, would never know it happened at all. Initial quote was 250, but paint job and the door meant more, or so my garage man told me!

    Didn't go through insurance.
    Thats better - thanks
    this won't need a door - the door is only scratched
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Quentin wrote: »
    If considering keeping this under the insurer's radar, bear in mind If there is any damage to the wall and any chance the incident was witnessed or on cctv then it's worth complying with your policy conditions and informing your insurer (as the wall's owner may well do!)
    If Tesco tried to sue for damage - we would counter sue for dangerous / hidden / badly positioned wall -there are numerous scrapes /paint left on the wall !!
  • Robisere
    Robisere Posts: 3,237 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    50Twuncle wrote: »
    Is it worth my wife claiming on our joint insurance policy for a dented and scratched car sill and door bottom, caused when reversing out of our local Tesco , she hit a low brick wall (12"high and pointless)
    It is about 12 inches long and is not deep
    The car is a 3 year old Suzuki Swift
    She told me "it suddenly appeared" !!!
    Roughly what would this cost if we pay for it ourselves?

    Quick question Quentin -
    Was this the Tesco station at Ollerton, Nottinghamshire? If it's the same one I hit, then I know why. Message me if you like.
    I think this job really needs
    a much bigger hammer.
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Quentin wrote: »
    If considering keeping this under the insurer's radar, bear in mind If there is any damage to the wall and any chance the incident was witnessed or on cctv then it's worth complying with your policy conditions and informing your insurer (as the wall's owner may well do!)
    Robisere wrote: »
    Quick question Quentin -
    Was this the Tesco station at Ollerton, Nottinghamshire? If it's the same one I hit, then I know why. Message me if you like.
    This was not a Tesco station and nowhere near Nottingham
  • Quentin
    Quentin Posts: 40,405 Forumite
    Robisere wrote: »
    Quick question Quentin -
    Was this the Tesco station at Ollerton, Nottinghamshire? If it's the same one I hit, then I know why. Message me if you like.
    I have no idea which Tesco station the OP's wife hit a wall at!!
  • Quentin
    Quentin Posts: 40,405 Forumite
    50Twuncle wrote: »
    No - we both have (identical) cars and are both covered to drive both cars - on one policy
    Aviva before you ask...
    If this is a multicar policy, then each driver/car has their own NCD,


    When one of you makes a fault claim, then you don't both lose NCD!
  • tberry6686
    tberry6686 Posts: 1,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    50Twuncle wrote: »
    If Tesco tried to sue for damage - we would counter sue for dangerous / hidden / badly positioned wall -there are numerous scrapes /paint left on the wall !!

    And you would lose. It's up to you to observe and avoid things like walls.
  • takman
    takman Posts: 3,876 Forumite
    1,000 Posts Combo Breaker
    50Twuncle wrote: »
    If Tesco tried to sue for damage - we would counter sue for dangerous / hidden / badly positioned wall -there are numerous scrapes /paint left on the wall !!

    That's why it's always best to reverse into parking spaces and drive out!.

    Plus she should have took note of any obstacles in the way as she walked back to the car so she could avoid them when she reversed out!.
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