wife crunched car

50Twuncle

Is it worth my wife claiming on our joint insurance policy for a dented and scratched car sill and door bottom, caused when reversing out of our local Tesco , she hit a low brick wall (12"high and pointless)
It is about 12 inches long and is not deep
The car is a 3 year old Suzuki Swift
She told me "it suddenly appeared" !!!
Roughly what would this cost if we pay for it ourselves?

wgl2014

Get a couple of quotes and then decide if its worth it.

Previously my dad did something similar, cost about £500 to repair iirc.

peter_the_piper

Then you have to decide if you are going to report it to the insurance company, as you should.

Quentin

If considering keeping this under the insurer's radar, bear in mind If there is any damage to the wall and any chance the incident was witnessed or on cctv then it's worth complying with your policy conditions and informing your insurer (as the wall's owner may well do!)

agrinnall

Did she also run over the brickie who must have been in the process of building the wall if it "suddenly appeared"?

KingS6

Wait for the wall owner to show their hand first?

50Twuncle

wgl2014 wrote: »

Get a couple of quotes and then decide if its worth it.

Previously my dad did something similar, cost about £500 to repair iirc.

Thanks - thats roughly what I thought.

50Twuncle

KingS6 wrote: »

Wait for the wall owner to show their hand first?

As far as I was told - the car lost the argument and the wall was unscathed

50Twuncle

agrinnall wrote: »

Did she also run over the brickie who must have been in the process of building the wall if it "suddenly appeared"?

He is still pinned under the car !!

50Twuncle

peter_the_piper wrote: »

Then you have to decide if you are going to report it to the insurance company, as you should.

And potentially both lose NCD - not a good idea
I have 34 years claims free driving, my wife 25 years

Quentin

You won't both lose NCD in the event this is a claim


Only the policyholders NCD will be affected


(You say you have a joint policy, but presumably you mean one of you is the policyholder and the other is a named driver)


Whoever is the policyholder ought to consider protected NCD before the next collision!