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Several PCN's from pcm urgent help needed

135

Comments

  • Herzlos
    Herzlos Posts: 16,333 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ignore DRP - you'll need to defend anything else that goes to court.

    I think you need to look into getting a set-aside and defending the existing ones, that should let you get your money back. Your reason for a set-aside is that you never recieved the court papers as you were flooded by so much junk mail from PCM/DRP.
  • Lucas01
    Lucas01 Posts: 31 Forumite
    How do I go about getting a set aside
  • Quentin
    Quentin Posts: 40,405 Forumite
    Easiest way to find out is Google how to get ccj set aside
  • Coupon-mad
    Coupon-mad Posts: 160,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lucas01 wrote: »
    How do I go about getting a set aside

    Parking Prankster has blogged about it, so Google his Blog. And search this forum board for the keywords: '£255 set aside' to read other threads like this, with info galore.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Lucas01
    Lucas01 Posts: 31 Forumite
    Ok have done. Just been non stop worrying about this for the past week and a half. S much to sort. I honestly never had a letter from the court about it and now feeling the pressure from the high court.
  • Lucas01
    Lucas01 Posts: 31 Forumite
    Update for you, I managed to agree a payment plan of £40 a month with the high court. I can't afford to get it set aside so yeah don't have much choice but to pay off this debt as thunk it's too late to do anything else.
  • bod1467
    bod1467 Posts: 15,214 Forumite
    Only problem is that this will remain on your credit record for 6 years, so any applications you make for credit in future will be affected by this judgment.

    If you'd pursued the set aside and won, the judgment would have been struck from your credit record. (And your costs with the set aside would have been paid by the PPC).

    But ... your debt, your choice. :)
  • Lucas01
    Lucas01 Posts: 31 Forumite
    But I have to pay the £255 before don't I? I just can't afford it. I don't want to have to pay but I really don't know what to do.
  • Lucas01
    Lucas01 Posts: 31 Forumite
    So is it worth me doing the set aside? Should I contact CAB again?
  • Castle
    Castle Posts: 5,024 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lucas01 wrote: »
    But I have to pay the £255 before don't I? I just can't afford it. I don't want to have to pay but I really don't know what to do.
    Try here.
    https://www.gov.uk/government/publications/apply-for-help-with-court-and-tribunal-fees
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