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Precise Mortgages - how long from application to offer?
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I’ve just had an update that the solicitors have received the mortgage offer so at least they can start raising the enquiries now 😍 just one more search to come back fingers crossed by Tuesday x0
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Masrat1 said:Hi,
We are just submitting an offer through our broker today hopefully. They are hopeful and we have had a DIP and reserved a flat using it. We now have our ATP so I guess it's just the wait. What would be the earliest stage we would know if we won't get an offer? We are completely new to all this and my partner is worried due to her credit history.
I think it depends they do a credit search very early on mine was the day of submission. I don’t think they would invest the time if they were nt happy with the report. However, they will have looked at the report for DIP so that’s positive.0 -
I really don’t know what to do with this acceptance of offer letter🤦♀️🤦♀️ Everyone is saying different, majority are saying don’t date but are saying date. Solicitors have also said the searches wont be back until end of june!!! They were put in a month ago😩 This is more stressful than when we were waiting for a mortgage offer0
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Masrat1 said:Hi,
We are just submitting an offer through our broker today hopefully. They are hopeful and we have had a DIP and reserved a flat using it. We now have our ATP so I guess it's just the wait. What would be the earliest stage we would know if we won't get an offer? We are completely new to all this and my partner is worried due to her credit history.0 -
We are now getting so much pressure from the people in the chain above to get our transfer of equity completed by the end of June. I don't think we have a chance in hell to get it done that quickly. I'm hoping that this document review is the last before valuation then we might have a chance. I couldn't take another setback. 2.5 years trying to buy a house and 4 purchases that have fallen through through no fault of our own.. I just need this done. Fingers crossed we get to valuation this week.0
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pantheamoon said:We are now getting so much pressure from the people in the chain above to get our transfer of equity completed by the end of June. I don't think we have a chance in hell to get it done that quickly. I'm hoping that this document review is the last before valuation then we might have a chance. I couldn't take another setback. 2.5 years trying to buy a house and 4 purchases that have fallen through through no fault of our own.. I just need this done. Fingers crossed we get to valuation this week.0
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pantheamoon said:We are now getting so much pressure from the people in the chain above to get our transfer of equity completed by the end of June. I don't think we have a chance in hell to get it done that quickly. I'm hoping that this document review is the last before valuation then we might have a chance. I couldn't take another setback. 2.5 years trying to buy a house and 4 purchases that have fallen through through no fault of our own.. I just need this done. Fingers crossed we get to valuation this week.
our valuation happened quickly then the offer via email was received a couple of days later x
good luck x1 -
Melandpaul said:Masrat1 said:Hi,
We are just submitting an offer through our broker today hopefully. They are hopeful and we have had a DIP and reserved a flat using it. We now have our ATP so I guess it's just the wait. What would be the earliest stage we would know if we won't get an offer? We are completely new to all this and my partner is worried due to her credit history.0 -
helzyb said:pantheamoon said:We are now getting so much pressure from the people in the chain above to get our transfer of equity completed by the end of June. I don't think we have a chance in hell to get it done that quickly. I'm hoping that this document review is the last before valuation then we might have a chance. I couldn't take another setback. 2.5 years trying to buy a house and 4 purchases that have fallen through through no fault of our own.. I just need this done. Fingers crossed we get to valuation this week.
our valuation happened quickly then the offer via email was received a couple of days later x
good luck x0 -
pantheamoon said:helzyb said:pantheamoon said:We are now getting so much pressure from the people in the chain above to get our transfer of equity completed by the end of June. I don't think we have a chance in hell to get it done that quickly. I'm hoping that this document review is the last before valuation then we might have a chance. I couldn't take another setback. 2.5 years trying to buy a house and 4 purchases that have fallen through through no fault of our own.. I just need this done. Fingers crossed we get to valuation this week.
our valuation happened quickly then the offer via email was received a couple of days later x
good luck x
oh no hope you get lucky x0
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