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Precise Mortgages - how long from application to offer?
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Hi, does anyone know if the valuation fee is refundable? I’ve read that precise do the valuation straight away before underwrite with new builds and even though the broker says it fits criteria i’m still really panicking that it will decline because its quite a complicated case. So its not gonna be great losing nearly £500 if it declines to then have to pay another valuation fee to another lender 🤦♀️ Thank you0
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KLHughes said:Hi, does anyone know if the valuation fee is refundable? I’ve read that precise do the valuation straight away before underwrite with new builds and even though the broker says it fits criteria i’m still really panicking that it will decline because its quite a complicated case. So its not gonna be great losing nearly £500 if it declines to then have to pay another valuation fee to another lender 🤦♀️ Thank you1
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Mine was refundable after completion, not sure what happens if the application is not successful.1
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Ours was refundable. The solicitor transferred it back to me a couple of weeks after completion.1
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Thank you for replying, I know its refundable if the application is successful but I’m thinking more if the application gets declined. Thanks again
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I cant find anything in my paper work but im sure I was told if declined its non refundable.1
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Just got a call from our MB saying we got our mortgage !!! We're over the moon 😁😁😁2
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Philippa91 said:Just got a call from our MB saying we got our mortgage !!! We're over the moon 😁😁😁1
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homeowner_wannabe said:Philippa91 said:Just got a call from our MB saying we got our mortgage !!! We're over the moon 😁😁😁0
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Sorry another question about precise 🙈 Were many of you asked for 12 months bank statements? I believe its 3 initially but wondered how often they then ask for 12 months worth. Thanks again x0
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