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Precise Mortgages - how long from application to offer?
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We had our 3rd lot of questions through today, nothing that we couldn't answer though. Lets hope thats it, would be nice;-)0
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Hi @jobo13 and @homelyhome4, so glad there’s someone in the same boat.So we are in the same situation as you hobo, application went in the day after you and we’ve not had a hard or soft search and no questions asked at all. Asked our mortgage broker yesterday and he said we’re waiting on a date for the valuation. So nervous too, we have no idea what to expect. We’re pretty straight forward in that we’re both teachers but husband has a default from a couple of years ago and a few missed payments. We also have quite a bit on credit cards.Just really hope we hear something soon.0
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Tinojino said:Hi @jobo13 and @homelyhome4, so glad there’s someone in the same boat.So we are in the same situation as you hobo, application went in the day after you and we’ve not had a hard or soft search and no questions asked at all. Asked our mortgage broker yesterday and he said we’re waiting on a date for the valuation. So nervous too, we have no idea what to expect. We’re pretty straight forward in that we’re both teachers but husband has a default from a couple of years ago and a few missed payments. We also have quite a bit on credit cards.Just really hope we hear something soon.
Bracing myself for more in the coming days... fingers crossed you'll hear something soon! Our house is complete and ready to move in... no pressure eh! 🤣0 -
Going through our application now. Had tons of questions, wanting all sorts posted statements etc.
Me and wife in perm employment, 70k+ income. 2 defaults between us both 4 years old & a few missed payments from end of last year that we had murder with bank about.
really nervous as just can’t bring myself to think about it going through.0 -
Valacarno12 said:Going through our application now. Had tons of questions, wanting all sorts posted statements etc.
Me and wife in perm employment, 70k+ income. 2 defaults between us both 4 years old & a few missed payments from end of last year that we had murder with bank about.
really nervous as just can’t bring myself to think about it going through.Can I ask when you put your application in? We’ve still heard nothing. Really nervous about the questioning.0 -
Hey all has anyone heard anything today?
hi @kolacat fingers crossed you hear something soon, I’m surprised they haven’t done your hard search yet?!?We’ve had questions back and forth 3 times, for the same reason as your other half.0 -
Not heard anything today but we were told that hopefully we should hear something tomorrow. I hope so as it's been 5 weeks. Yeah I was surprised about that, I'm sure there's a reason behind it.0
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homelyhome4 said:Hey all has anyone heard anything today?
hi @kolacat fingers crossed you hear something soon, I’m surprised they haven’t done your hard search yet?!?We’ve had questions back and forth 3 times, for the same reason as your other half.0 -
Hopefully tomorrow is the day otherwise its another tedious weekend wait, I hate wishing the days away but right now I find thats what I'm doing lol0
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Tinojino said:Valacarno12 said:Going through our application now. Had tons of questions, wanting all sorts posted statements etc.
Me and wife in perm employment, 70k+ income. 2 defaults between us both 4 years old & a few missed payments from end of last year that we had murder with bank about.
really nervous as just can’t bring myself to think about it going through.Can I ask when you put your application in? We’ve still heard nothing. Really nervous about the questioning.
We’ve had credit searches made on 23rd June.0
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