Sat 2nd/Sun 3rd July - What Small Debt Free Wannabe things will you do today?

lego_mum

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Morning all :hello: thanks for starting legomum hope you're currently snoozing away after you being up earlier. Hope the foot is not to bad.

My list for today:
Check banking, FPL, surveys
Girls to dancing, subs paid already
DH doing 4 hours overtime :T
Off to meet some friends from school that I've not seen for 20 years :eek: will be lunch but if I average it out as a cost per year it's a bargain :rotfl:
Washing out to dry whilst it's a bit blowy
Quick tidy round
Found out the cash pending from my employer is share dividend :T straight to savings for that :A
Quick shower, hair dry naturally
Overnight oats I soaked yesterday for breakfast

Right off to have a cuppa, enjoy your day folks. PF.

La_escocesa

Hi everyone :wave:

Gosh legomum - hope you feel better very soon you poor thing

Have a great day PurpleFairy

Big hellos to everyone else :wave:

I've got a day at home today (my favourite type of day).

Sorted YNAB
Clean/tidy...
Clear out!
Free kindle book
Netflix entertainment :cool:

Will update later but thought I'd give the thread a wee boost

Bouncybubbles

Hi everyone!


1) get hubby to do the dishes
2) have a quick tidy round and recycle everything!
3) contemplate going to the tip
4) go to our local church as they are having a fete which is free!
5) go to my sisters new pub that is opening today for moral support
6) try and avoid overeating to fit in a nice ball gown for my graduation in September!
7) resist the weekend takeaway temptation
8) try and think positive thoughts!


Hope you all have a good day!

princess_pea

Thanks for starting LegoMum, hope your ankle feels better soon!

Aldi shop today so not a NSD. I also ordered my parents' 20th anniversary present today - a personalised cushion - so nice but not going to break the bank. NSD tomorrow

Car insurance renewal quote came in the post today - that's £340 saved as I've sold my car!

Housework

Spending diary / banking/ FPL/ surveys

Coursework to do

Cinema tonight with unlimited cards (Ab Fab!)

Hopefully a quiet weekend! Enjoy folks

DawnW

Afternoon all
Thanks for starting the thread Legomum, but sorry to hear of more injury problems Hope you are better soon.

Been awol for a few days due to being mega busy (emptying out a sales unit and stocking another, lots of ebay stuff, dealing with accountant, dealing with various issues etc ). Not had time to read some days, so hope I haven't missed anything! :rotfl:

So, today I have:
Not spent anything
HM meals from stores
Listed lots of items on ebay
Sold one item
Cleared a pile of ironing :eek:
Put loads of boxes and other stuff away so that I can see my dining room again :T
Washed throws from lounge, which are currently blowing on the washing line (between showers)
Put YS stewing beef into SC with half an onion and some leftover mushrooms, to make a pie filling for tomorrow
Walked dog for free exercise, for both of us
Picked some strawberries and cherries :j (only about 7 of those so far, from the little tree I planted last year)

Better get on and cook something for dinner I suppose. Hope everyone has a nice evening

La_escocesa

Hi again everyone :wave:

Wow, quiet on here today...

I have been busy around the house doing boring things

Paid £827.59 off debts last month - pretty pleased with that :T

Also watching Wimbledon and catching up with some reading. So many free books to read! :cool:

Switched our net flix bill so it comes out of our current a/c rather than a cc. Much easier to deal with rather than letting it come out and then paying off.

Hoping the rain stays on and it puts OH off his idea of us walking to the pub later - nice idea but I just can't be bothered

Have a good evening wherever you are.

xx

YORKSHIRELASS

Hi all

La E, that's a great figure. We are struggling to do much more than minimum payments at the moment.

Hope that ankle isnt too sore LegoMum.

Its been a very exciting day here. After a couple of lengthy discussions we have decided to get DS1 a moped and found and bought one locally today. Many of you will know that I spend a ridiculous amount of time ferrying DS1 about as we live in the middle of nowhere and this is going to make a huge difference to both of us. Financially it makes sense too because of the petrol costs/mileage on our car.

DS is happy for us to raid his savings account for the cost of the moped and training. We will try and help him with equipment. Insurance he is going to pay for himself on a monthly DD. This is just a short term solution until he is able to learn to drive and buy a car but it makes sense all round.

Oh and we called at the shopping centre and I had no interest in buying anything except a hair clip (£1)! Washing dried outside, HM lasagne for tea. Need to do a meal plan for next week as its going to be ridiculously busy.

Hope everyone had a good Saturday!

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
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• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 28 June 2016.

allydowd

Hi July Joculants,

Thanks for the starter LegoMum.

Today's plan was simple.

Debt Free-Nillionaire Continuity Plan Year Two:

* Work a 12 hour shift.

How about you folks?

Bobarella

Legomum starting to worry about you and your sleep. If it doesnt improve please see your doctor next week. End of Bob nag.

Dawn nice to see you here we missed you.

Princess your wedding pot is looking fab

Yorkshire that is great for you all. Really hope you wont worry to much about him on the roads.

So my efforts today
1. Posted an ebay sale £7 made
2. Saved 35p on a multi bag of crisps that had been ripped on the outer layer but the packets inside were fine.
3. Took DS to CEX to trade in 3 games, he got £20
4. Trip to Mr S resulted in 2 packs of cherry tomatoes for 11p each
5. Topped up with wombled points in S and T.
6. Lunch out was a packed lunch saving around £15
7. Listed 3 more items on ebay
8. Just made another small sale (£1) but a) it was a comic so thats only another 999 to go then, b) It declutters c) all adds to the overall total for the month
9. Made a £10 PAD so now into another £100 bracket
10. Made home made coleslaw to go with dinner which is 100% nicer than the stuff that passes for coleslaw in the shops & makes loads.

Bye for now
Bob