So alone in life

tlc678910

Hi, have a look into YNAB budgeting software (or any other budgeting software that people recommend).


You and your partner design a budget based around the money you actually have, deciding where you need to allocate your money and with any spare cash where you want to allocate it.

You could design it and then try to get him to agree to it if he is not fully on board. If you have the software on both your phones you can keep your budget updated in real time and check your "categories" when you spend. Your partner might be able to see for example that while he has £1000 balance in his account, due to bills and rent, he has only £30 for petrol and £30 for personal spending etc.

You plan your longer term spending so if you want to spend £600 on an annual holiday for example your partner can see that you need to allocate and keep £50 each month in the "holiday" category or else this won't happen (without debt).

You need to get him on board to work as a team!

Good luck
Tlc

Smodlet

TLC, you make me feel old; really old. It is not your fault and I am sure your advice is excellent but I cannot help but wonder what the hell we did before software. Oh, that's right, it was called a pen and paper and a bit of self-discipline. We used to think for ourselves instead of having an app to do it for us. We used to save up for things and, if we could not save up enough, we did without. Credit cards were something only the rich had and holidays were something we had only if we had enough saved up, otherwise we stayed home and read a book... and herds of stegosaurus strolled majestically across the plains, you know it.

It was all fields in my day!

rockabillygirl

I just wanted to say again that we are all here for you. I know how hard it can be to build up the courage to have the financial discussion /argument with a partner. I bit the bullet a year and a half ago. After the initial shouting and tears my husband had his light bulb moment and we're working together. I know it doesn't always work out so well for everyone but I think that a lot of other issues within the relationship come into play.
Excellent advice from others to gather up the finance paperwork to evidence and illustrate your side of things.
Huge hugs and best wishes x

White-as-Snow

Don't really have much advice but thought some virtual hugs xxxxx would be of use x
have subscribed anyway to see how you get on xxx
good luck xxxx