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Involved in a car crash today. Am I at fault?

niharika
niharika Posts: 13 Forumite
Hello, I have been involved in a car accident and would like some advice on the matter.

I was parked on a congested and narrow residential road to drop off my friend. There were cars parked on either sides of the road and at any given time 1 car is able to pass through. I indicated and edged out; the only part of my car that was protruding into the road was the front right bumper. At this point I stopped because in my front right wing mirror I saw a 2003 Vauxhall Vectra approaching at speed, definitely more than 30mph and was around 2-3 car lengths behind me. I was stationary the whole time and expected him to stop. However, he continued and my front right bumper collided with his rear passenger door. I’m 100% sure that I did not edge out any further and I’m sure that my car was stationary from when I saw him. There was no real damage on my bumper except a small scuff. On the other parties car there was a long scratch across the rear passenger door that ended on the rear arch.
The other party, middle aged man got out and immediately claimed that I was at fault and that he had priority. I made it clear that I was stationary, had my indicators on and that he should have judged the situation better and stopped rather than passing through.
We exchanged details but we both blamed each other with regard to who is at fault. I drive an old Toyota so neither of our cars is really worth anything. Should this go through insurance, I am wondering as to they will deem ay fault?

The fact that there was a long scratch across his rear passenger door surely must mean that he must have tried to turn slightly away or towards me just before we collided?
«1345

Comments

  • The same mark on his door could be caused by you moving out and hitting him from the side while he was passing by you, so I don't think the mark on his car will make for particularly conclusive evidence to back up your version of events I'm afraid. :(
  • Silver-Surfer_2
    Silver-Surfer_2 Posts: 1,850 Forumite
    niharika wrote: »
    Hello, I have been involved in a car accident and would like some advice on the matter.

    I was parked on a congested and narrow residential road to drop off my friend. There were cars parked on either sides of the road and at any given time 1 car is able to pass through. I indicated and edged out; the only part of my car that was protruding into the road was the front right bumper. At this point I stopped because in my front right wing mirror I saw a 2003 Vauxhall Vectra approaching at speed, definitely more than 30mph and was around 2-3 car lengths behind me. I was stationary the whole time and expected him to stop. However, he continued and my front right bumper collided with his rear passenger door. I’m 100% sure that I did not edge out any further and I’m sure that my car was stationary from when I saw him. There was no real damage on my bumper except a small scuff. On the other parties car there was a long scratch across the rear passenger door that ended on the rear arch.
    The other party, middle aged man got out and immediately claimed that I was at fault and that he had priority. I made it clear that I was stationary, had my indicators on and that he should have judged the situation better and stopped rather than passing through.
    We exchanged details but we both blamed each other with regard to who is at fault. I drive an old Toyota so neither of our cars is really worth anything. Should this go through insurance, I am wondering as to they will deem ay fault?

    The fact that there was a long scratch across his rear passenger door surely must mean that he must have tried to turn slightly away or towards me just before we collided?

    Do you have any independent witnesses to this crash?
  • niharika
    niharika Posts: 13 Forumite
    I don't understand why the front his car car didn't make contact first as I'm positive that I was stationary.
  • niharika
    niharika Posts: 13 Forumite
    Do you have any independent witnesses to this crash?
    Unfortunately not :(
  • Silver-Surfer_2
    Silver-Surfer_2 Posts: 1,850 Forumite
    niharika wrote: »
    Unfortunately not :(

    Well it'll will no doubt go 50/50 unless he has one.

    What have your insurance company said?
  • niharika
    niharika Posts: 13 Forumite
    Well it'll will no doubt go 50/50 unless he has one.

    What have your insurance company said?
    The collision only happened today approximately 6pm. I have yet to inform my insurance but if we decide to settle privately then I wouldn't want to risk my premiums going up.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    niharika wrote: »
    Hello, I have been involved in a car accident and would like some advice on the matter.

    I was parked on a congested and narrow residential road to drop off my friend. There were cars parked on either sides of the road and at any given time 1 car is able to pass through. I indicated and edged out; the only part of my car that was protruding into the road was the front right bumper. At this point I stopped because in my front right wing mirror I saw a 2003 Vauxhall Vectra approaching at speed, definitely more than 30mph and was around 2-3 car lengths behind me. I was stationary the whole time and expected him to stop. However, he continued and my front right bumper collided with his rear passenger door. I’m 100% sure that I did not edge out any further and I’m sure that my car was stationary from when I saw him. There was no real damage on my bumper except a small scuff. On the other parties car there was a long scratch across the rear passenger door that ended on the rear arch.
    The other party, middle aged man got out and immediately claimed that I was at fault and that he had priority. I made it clear that I was stationary, had my indicators on and that he should have judged the situation better and stopped rather than passing through.
    We exchanged details but we both blamed each other with regard to who is at fault. I drive an old Toyota so neither of our cars is really worth anything. Should this go through insurance, I am wondering as to they will deem ay fault?

    The fact that there was a long scratch across his rear passenger door surely must mean that he must have tried to turn slightly away or towards me just before we collided?

    From what you describe, then you maybe at fault, indication does not give right of way, middle aged men who have passed their test and legal on the road have as much right of way as you, as the poster above asks, what have the insurance companies said?
  • niharika
    niharika Posts: 13 Forumite
    I have not contacted the insurance yet. I will speak to the third party and try and resolve this privately first.
  • prowla
    prowla Posts: 14,177 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Did you take photos?
  • Geodark
    Geodark Posts: 1,049 Forumite
    Part of the Furniture 1,000 Posts
    Can you post some pics of the road? I am trying to work out how you could be stationary yet its the back end of his car that is damaged and not the front
This discussion has been closed.
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