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reclaim ppi administration fee

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In September 2015 I very naively went with a ppi who charged me a fee of 495 to my credit card. I have been in contact with arb advisory on a regular monthly basis until this week where I was told no ppi claim would standard therefore my 495 will be refunded by the company,great I thought, until they told me the actual company I went with rock law went into administration and I would have to ring citizen advice to see how they can help me. I then went straight to the Internet to find rock law was in fact in administration but had been since October 15.
Please help me get my 495 back I have been paying interest on my credit card since and I am struggling to pay my credit card bill. I have contacted my credit card company Natwest but they advise they are unable to help due to the time frame.

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