Elite 11+ shopping and chat thread

mhoc

LEJC wrote: »

Good morning all...busy day today....

but whizzing through to wish belated birthday wishes to HILLBERN and frequent.

Wanted to add my perspective to the "BLACKBOX" question from SARAH...

DS has one fitted in his car and has had it since day 1 driving...his policy is with Admiral and we have been very pleased with it.
There is no time restrictions on their boxes basically the drivers know they are being monitored and as such drive accordingly...

We have an app tracker and each week we get details of the journeys
that the car has taken,each one is graded either gold silver or bronze and these are worked out on several factors including response times to braking speed etc.

At the end of each month a score is given and providing that stays gold over the year then insurance premiums are not over inflated for the following year.

The box makes no distinction over who is driving and there have been times when both OH and I have only managed silver journeys so actually it keeps us all in check a little!

I dont really agree with the poster who says that they end up putting your insurance up....lots of factors contribute to that,and I found the original post a little without substance sorry....

We have had nothing but a good experience with a black box and it has bought down the cost of insurance substantially when we renewed earlier this year ...i think its just a case of weighing the facts and deciding which one if any suit your son.

Putting either you or your OH on the policy may make a difference to the premium but check with whoever you insure with....some actually increase it by having parents associated!
The main thing is that the policy is in your sons name and as such he starts to get his own insurance history which hopefully reduces premiums in the long term.

If you want any more info...happy to help..but it worked for DS and he doesnt see it as intrusive in any way...

hope everyone has a lovely sunny day....and that Riley wins a race at sports day!

We were on Eldest sons insurance as 2nd and 3rd named occasional social drivers but when he went from an old mini to a nearly new polo having us on the policy actually increased the premiums so we were taken off.
We are still on Eldest childs insurance though

Enterprise_1701C

mhoc wrote: »

Also last night I was looking at Post Office travel insurance for someone and I noticed that for the Post Office they lump in Greenland with the US and Canada so it needs the upgraded insurance - most peculiar.
It does make you wonder though about your travel insurance, what oddies there are that you might not normally notice - Nationwide has a long list of acceptable and unacceptable activities it does and does not cover - so its always worth double checking.

Anyway this reminded me of something I had to check with our travel insurance people so I gave them a ring. They went through the usual security details and then refused to talk to me because the address was wrong. They asked for our previous address and the date it was changed - well we have been here for 30 years and I can barely remember the old address ...

So as they then could not speak to me I had to ring Nationwide to explain the situation. All of our normal banking details and address were correct except for the travel insurance. So they then talked to the travel insurance people. It turned out that when Eldest son had let Nationwide know of his new address just before Easter they had changed the address on his current and banking account and in the meantime also our travel insurance had his new address on :eek:
No, it does not make any sense whatsoever and it took 2 phone calls and half an hour to get it all changed back correctly. And I am going to ring again today just to make sure it is correct.
I've also messaged Eldest son to do the same with his.

If I hadn't rung with a minor query then we might have been away someone and in an emergency situation and no one from the travel insurance people would talk to us.

So the moral of the tale is don't assume, check and double check

That was very lucky.

It could also have been a case of them saying you had the wrong address on the documents so they would not pay out.

Insurance companies look for any chance to avoid paying out.

Which is probably worth a reminder - anyone taking out travel insurance, please declare any pre-existing conditions and if the company asks you if you have been treated for illness/been to the doctor within X years and you have declare it.

There was someone on FB a while back saying their insurance company was not paying up for a hospital stay because they had not declared they had been on antibiotics within the X years. They claimed they had not realised they had to declare because it was "just antibiotics", they did not say why they were on them or anything like that, but they were expecting people to get behind them and chastise the company. They did say who the company was so I went through the application and it did ask if they had been to the doctor within 5 years, you cannot miss it, they probably thought it would increase the premium.

It is pointless taking out travel insurance if you do not get the details right.

Enterprise_1701C

mhoc wrote: »

We were on Eldest sons insurance as 2nd and 3rd named occasional social drivers but when he went from an old mini to a nearly new polo having us on the policy actually increased the premiums so we were taken off.
We are still on Eldest childs insurance though

This was something that really annoyed my son when he had just passed his test. Putting me on his insurance seriously reduced his premiums.

I have never passed my test.

worldtraveller

underperky wrote: »

Good morning
hope everyone is well and feeling better
The little boy who has been fighting most of his life to live ...is now losing the battle ....consultants have advised parents to take him home and enjoy the next two months with him
As a second option he has offered drugs and chemo but will probably remain in hospital for the next two months and treatment will probably kill him
Or the third option was that he can be given this new drug from America and chemo mix but parents have to fund the drug cost which they are able to do through donations to his fund but also this treatment will end up with a 2 month stay in hospital but consultants think this will also end this little boys life
He has fought so hard and smiled more in his little life than you could believe .
I am not his parent but I see how tired he looks and I think I would choose the two months at home with him .....but if I was his parent I think I would grab every chance I could to save my child as he has fought back so many times and got better .
Wow how lucky are we all to not have to be in this situation ....I just hope he has the best xmas ever with lots of laughter and fun and special gifts for a very special boy .His name is Bradley I cant do links but if you want to visit his page Bradley Lowery's fight on facebook
Bless his little cotton socks

The family of football mascot Bradley Lowery have said his cancer has spread and he does not have long to live.

The terminally ill Sunderland fan, who has neuroblastoma, is receiving end-of-life care at home. His family said they were "heartbroken".



BBC News

Keep strong! :A

ROCKINGHAM

Too choked to say much so it will just be a Morning Folks for now. xx

locarr

Morning ALL!

altojack

worldtraveller wrote: »

The family of football mascot Bradley Lowery have said his cancer has spread and he does not have long to live.

The terminally ill Sunderland fan, who has neuroblastoma, is receiving end-of-life care at home. His family said they were "heartbroken".



BBC News

Keep strong! :A

Bless him, Bradley has had a long struggle but just look at his smile. I just hope the media keep back abut and give this heartbroken family some space at home xx

Snap-ant

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24 players played.

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zippydooda

izzeyb wrote: »

Morning.

Zippy .... was hanging fire to see if anything else changed this morning with certain toiletries, but can't see anything as yet


Quorn/Cauldron ending 3 for £6.00 - £2.50/£2.25 each or 3 for £6.00

BUT Mysupermarket won’t display the bundle now (just a set of numbers) , so need to click one of the 7 items in offer to see what’s in the offer.

http://www.mysupermarket.co.uk/Shopping/FindProducts.aspx?Query=quorn%20meat%20free

(When mysupermarket updates I suspect the offer might not show.)

Quorn £2.50 each
Quorn Meat free vegan nuggets, Fish-less fishfingers, Hot & Spicy Burgers, Meat free pieces, Meat free vegan fillets and hot and spicy burgers.

Couple of examples, Quorn meat free pieces should compare to Waities - £7.50 v £4.50, making them 85p each

http://www.mysupermarket.co.uk/asda-compare-prices/Frozen_Vegetarian/Quorn_Meat_Free_Vegan_Pieces_280g.html?TrackingCode=2041.X7upnF5e3Eys8Se1X0nVAQ

The Hot & Spicy Burgers v Waities £6.75 v £5.61, £1.14 each

Cauldron (£2.25 each) Vegan Burgers and Vegan Sausages

http://www.mysupermarket.co.uk/Shopping/FindProducts.aspx?Query=cauldron

Both £1.68 in Waitrose. £6.75 v £5.04, £1.26 a pack


Relentless energy drink ending £1.00 each or 2 for £1.50 - should give small APG against Morries :eek: at 89p each. Works out about 55p a can.

http://www.mysupermarket.co.uk/Shopping/FindProducts.aspx?query=relentless&store=ASDA


Need to check the offer comes off at the till and price product scans through at.

the spicy burgers should compare to tesco 3 for £5 offer making them £1 per box.ok if thats all you want from the range

aau1

Been a while since we had a virgin trains deal