Elite 11+ shopping and chat thread

matty17r

My tesco was awesome for whoopsies today. TM you got ripped off the price you paid for your brocolli I paid 2p - managed to get 4 all for my family. Everything was 95pc off they even announced it over the tannoy but there were so many people I got blocked in against the metal shelving but didn't dare move as I had the best position!

bubbs

tweets wrote: »

Tinypic not my friend that's what it uploaded :rotfl::rotfl::rotfl:

Grrrrrrrrrrr:rotfl::rotfl:

Enterprise_1701C

tweets wrote: »

Tinypic not my friend that's what it uploaded :rotfl::rotfl::rotfl:

Tinypic obviously loves me best

Sunshinemummy

We went to a hotel tonight ....... the water broke..... transfered to another hotel........ interesting 30th anniversary lol

Enterprise_1701C

Sunshinemummy wrote: »

We went to a hotel tonight ....... the water broke..... transfered to another hotel........ interesting 30th anniversary lol

I misread that - as the waters broke, thought you had been hiding something from us :eek:

hornetgirl

matty17r wrote: »

Am finding all the pension discussions very interesting. I intend opening a sipp this year but dont know whether to hold my money in cash or invest it (bit scary for me). To me sipps were not an attractive until the last budget changes. I was very anti pensions then but the rules in the budget have changed my mind. I am 59 and intend to pay in maybe for four years and then do drawdown until I nearly empty the pot. Mhoc and hornetgirl you use your personal allowance and just take out each year to keep under it so not paying tax. It seems really straightforward and as juju says it is a nobrainer particularly if you are over 55. Best to read every day on the pension forum to get your head around it. I have been doing this for a long time now to get my head around it. OH also has a stakeholder pension which he intends to transfer over to a sipp to do drawdown before he gets SP. I know what you mean hornetgirl about posting on a new forum we are used to each other here and feel you don't want to sound stupid. Sorry to rant. Will be watching your post HG with interest over the pension forum and wait for the experts. One thing that initially I found odd and why I didn't think about opening one was pension recycling. I took a small stakeholder pension as an annuity at 55 (before the rules changed). Bad financial mistake and thought I wouldn't be able to open a sipp and put money in but this apparently is not counted as recyling but this still worries me a little. Sorry to rant on.

I went to cs with my two cards to add on 4 lots of points - no problem. Went to do another 2 with my shopping and CSA insistent that she could only add one. I stood my ground and eventually she said oh I suppose I will try the other one and was surprised when it worked. Why don't they have a set of rules for the staff when they do these promotions amazes me.

It still seems like a foreign language to me but I'll keep reading and I'll get there in the end I think my situation is complicated (at least in my head) by the fact that until we get near to the end of the tax year I don't have much idea of what my earnings are likely to be, so won't know until the last minute how much (if anything) I can withdraw without being clobbered by tax.

Savvybuyer

Best film? Okay, it was a very good film and I enjoyed it (I've no idea whether it's yet been announced on the BBC ONE programme as I'm not actually watching it - but I am not stating which film it is, so there is no need to give a spoiler alert) but I also enjoyed a lot of other films and they are very good too, for their own reasons. Any film (that isn't legally obscene, so not literally "any" film) could be seen as the "best" so I have no idea what criteria determine anything. I think it happens to relate to whatever may be in the public eye in the year the awards are awarded or close to the award dates maybe:cool:.

tweets

Enterprise_1701C wrote: »

Tinypic obviously loves me best

Must do

Savvybuyer

chocaholics wrote: »

Milka does compare. AvM

View comparison
View comparison
15 items (12 different) on your receipt qualify for comparison Asda Morrisons
1x ASDA Chosen by You Salted Peanuts (1kg) £3.00 N/A

1x Carr's Cheese Melts (150g) £1.50 £1.00
1x Milka Alpine Milk Chocolate Bar (100g) £1.49 £0.50
1x ASDA SmartPrice New Potatoes in Water (550g) £0.32 £0.15
1x Uni-Eagle Hot Chilli Sauce (430ml) £2.20 £1.00
1x Alpen No Added Sugar Muesli (560g) £2.50 £2.00
1x Nestle Shredded Wheat Bitesize Cereal (500g) £2.49 £1.00
1x Young's Wholetail Scampi (220g) £4.00 £2.00

Typical - robbed on my shop a few weeks ago:(! I have no idea what happens.

I note nice high price on the Milka (I have never seen it that high before):T but would not have seen there would have been any problem on that (just that I wouldn't want one for 45p:rotfl:. Instead... I wanted some Bitesize Shredded Wheat at a time when it was omitted from the comp. so ended up paying £1.49/£1.59 more*:doh: instead of far less "overpayment" between Milka and SP Chocolate).

*depending on whether bought in M back then or compared in A now

matty17r

hornetgirl wrote: »

It still seems like a foreign language to me but I'll keep reading and I'll get there in the end I think my situation is complicated (at least in my head) by the fact that until we get near to the end of the tax year I don't have much idea of what my earnings are likely to be, so won't know until the last minute how much (if anything) I can withdraw without being clobbered by tax.

Have you thought about making an appointment with your local Pension Wise which is free. They can't give financial advice but they can explain things in detail. We went and it was quite helpful.