Elite 11+ shopping and chat thread

gocat

mhoc wrote: »

Just spotted this on the MSE twitter feed

http://www.moneysavingexpert.com/news/savings/2016/09/regular-savers-rates-cut?utm_content=bufferc0d66&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer

Why did no one sound the alarm?

the 3 best monthly savers have dropped their interest rates for new people from 6% to 5% - current ones are locked in for 12 months.

I suppose its still better than nothing and if you are starting to save for the first time the First Direct one is still one of the best. First Direct you can set up yourself via your online account, very easy. Marks though you have to set up via a phone call and the application process takes ages.

Thanks for the kick up the b*m lol
I have a FD 6% saver that finished 22nd September but the interest is not added yet. Maybe will be added today. So will renew that one online and hopefully keep the 6% rate for another year.
Am in the process of opening a M&S account. Got as far as sending back my signature and have an account number etc but not the online log in details yet. Wondering if I go to M&S and ask them if I can open a 6% account today will be doable, as am useless on the phone. Also, will take my bank account details that I want to switch to M&S and maybe they can do that for me as I believe you have to do that on the phone too. Nothing ventured, nothing gained I suppose.

So that's my jobs for today

Morning all :wave:

zippydooda

mhoc wrote: »

I was very late to the party, I think this is only my 2nd year with First Direct - my switching bonus never went in and I only realised a month or so later so I rang them to check and it was added the same day

Ooh. I miss read your post. I thought you were on about their good regular saver account. Not the switching aspect. Apologies.

gocat

Happy birthday Poppy. Woof woof and waggy tails from Tessa :bdaycake::bdaycake:

mhoc

zippydooda wrote: »

Ooh. I miss read your post. I thought you were on about their good regular saver account. Not the switching aspect. Apologies.

both really.

mhoc

gocat wrote: »

Thanks for the kick up the b*m lol
I have a FD 6% saver that finished 22nd September but the interest is not added yet. Maybe will be added today. So will renew that one online and hopefully keep the 6% rate for another year.
Am in the process of opening a M&S account. Got as far as sending back my signature and have an account number etc but not the online log in details yet. Wondering if I go to M&S and ask them if I can open a 6% account today will be doable, as am useless on the phone. Also, will take my bank account details that I want to switch to M&S and maybe they can do that for me as I believe you have to do that on the phone too. Nothing ventured, nothing gained I suppose.

So that's my jobs for today

Morning all :wave:

this is strange - when my First Direct year finished the interest was in my account next day. I would give them a ring now to find out what has happened.
On my anniversary day I rang them up and the contents of the expired account were transferred to my current account - I got £117 in interest :T so a significant sum in this age of poor interest rates.
I said I would like to start my new monthly saver and the girl said that there was 2 ways - over the phone which would take ages because she would have to read out all of the terms and conditions etc or online where I could do it al myself very simply - its in the left hand side menu.
I suppose if you get stuck you can always ring them again

Again give Marks a ring - make a pot of tea to start with because this one will be a very long job. I would imagine that armed with your account number it should all be possible to do.
For the monthly savers they check that you are a switcher and also that you have your two DDs set up

redrose1414

I haven't been reading the thread very much lately so apologies if this is a repeat.
Boots have a men's flash sale today. I think some of the stuff is a good deal.
Just bought 12 of the Boots men's antiperspirant at 40p each. My men's toiletries stocks are very low.

mhoc

I did start a switch with HSBC about 3 weeks ago but it has dragged on so long now I think I am going to cancel.

Firstly they said I would get a call within 3 days which never happened and then finally a letter arrived with just standard info and then finally another to say id been accepted.

Then last week I had a letter asking for my signature which I sent off

Today I had a letter to say if I'd not sent off the documents required they would assume I was not interested and cancel - what documents? They only asked for a signature

so now I just give up and if anything else arrives I will ring them

zippydooda

as we are approaching 24 thousand posts, i thought id post the gobby list :D

bubbs 3,156
TrulyMadly 1,947
Tinyshoes 1,033
davemorton 850
mhoc 813
tweets 758
Sunshinemummy 740
Snap-ant 648
Enterprise 1701C 637
Savvybuyer 599
Serendipitious 592
altojack 527
emerald21 450
LEJC 424
Anon 420
MKS 334
hornetgirl 322

1st place bubbs beats 2nd and 3rd placed TM & TS ADDED together.
also top 3, account for 1 in 4 posts

now on to words posted.
bubbs = 47340
savvy = 48327
so savvy wins over all.
totalbollacks on the latter bit by the way

cjj_2

Happy birthday Poppy.

QOC have a great hol. Snap back from hers later today xx

mhoc

zippydooda wrote: »

as we are approaching 24 thousand posts, i thought id post the gobby list :D

bubbs 3,156
TrulyMadly 1,947
Tinyshoes 1,033
davemorton 850
mhoc 813
tweets 758
Sunshinemummy 740
Snap-ant 648
Enterprise 1701C 637
Savvybuyer 599
Serendipitious 592
altojack 527
emerald21 450
LEJC 424
Anon 420
MKS 334
hornetgirl 322

1st place bubbs beats 2nd and 3rd placed TM &TS ADDED together.
also top 3, account for 1 in 4 posts

OMG - am I really that gobby - that is shaming - I have not even really got that much to say and I disappear off for days or weeks on end when RL gets in the way which is has done this year ...