The Ultimate Incentive muddles along

wendz86

Glad you are feeling more positive now Kavics .

Been a speedy morning - haircuts for all three of us £52 (did get £5 off for doing a review on their Facebook page ), then popped to school to get a new cardigan for poppy £10, then Tesco for a few bits £12 and diesel £42. Typical splurge after being paid. Rest of weekend should be low spend though as off to my parents tomorrow and a charity event my friends running but will just be buying tea and cake !

Cinny91

Always a spending rush at the start of the month! I'm off to a vintage kilo sale today but I'm only after 2 new tops so shouldn't spend very much at all. I was meant to go for cake afterwards but I don't feel 100% so I've cancelled that, will save some money too but mostly I just need to sleep when Oscar sleeps today!

Our total for the month so far is £1018.59, will slow down a fair bit now it's just my wages filtering in but we'll see what we can do!

kavics17

So September is upon on us, let's do this challenge. I'm aiming for making £10 a day by selling baby clothes and things that I don't need anymore.

Does anyone want to do a weight loss challenge too? Losing a pound a week maybe? I need to get back into shape...

I spent nothing today as it has been raining and apart from a short walk we stayed at home. Spent £5 on lunch and £15 on petrol yesterday.

Cinny91

I'd be up for the weightloss! Lb a week sounds good to me ��

Went out with my brother for his birthday yesterday, got him tickets to what was meant to be a podcast recording but turned out to be a full stand up routine for a dvd recording, drinks were included too so only had to pay for parking in the end. I took £20 with me so I'm going to try and stretch what's left for buying food for the remainder of the week.

£150 off the credit card today, DH is starting to get worried it won't be cleared by December so we really need to focus more money towards that.

wendz86

I am up for both. I'm going to do £5 a day and lose a lb a week as well. Off to a good start as got £35 survey money on the 1st and made 1.80 on an ebay sale. Going to try and sort out some more ebay stuff later.


Poppy went off to school for her first day of year 2 today, growing up so quick. I'm off work today and tomorrow as childminder is away this week and my mums coming up to look after them wednesday and thursday.


I had a low spend weekend after the spendy friday. Spent £2 at my friends charity event sat as my mum paid for us all to have cake and drinks. Had to order poppy a new leotard for ballet which was 12.75. Sunday was a nsd though yay.


The stand up comedy thing sounded good Cinny.

kavics17

Sold the baby mobile and a kardigan yesterday, got £17 for the two.
Had an awful headache yesterday so diet wasn't as good as I wanted it to be but today is another day, another try.

wendz86

Well done on the selling. Hope you are feeling better today. I didn't do that well on the good eating yesterday either.

clearmydebts

You all sound so motivated. Fair play!

September and October are crazy months for me (2 weddings abroad and then a girlie weekend abroad) so it'll be basic overpayments for me until the end of Oct unfortunately.

Can join ye on the weight loss challenge though! I have 6lbs to lose before the 11th Oct to get to my ideal weight for BIL's wedding.

kavics17

Sold more things, the total is in the signature. Need to start listing again as I still have tons of clothes to sell. I might have a bit of time this afternoon although work is crazy busy.

How is the house Dinah? Have you managed to move in?

Dinah93

Hi all - apologies for the awol - house move was a bit shambolic. On moving day they brought a lot of boxes and our bed. No other furniture. Day two they found the rest of our furniture. However we still don't have our clothes or duvets. No one seems to know where they are. The roof is leaking. The sockets down the main wall in the lounge don't work. The downstairs toilet and sink are in parts on the floor. The washer doesn't work. The dishwasher barely limps through a cycle. None of the upstairs doors close so you need to whisle if you're in the loo. The waste pipe for the upstairs sink and bath has come off the outside wall so if you use them the drive floods. The garage leaks BADLY when it rains. The extension isn't plastered. Or watertight. We have no lights in the hall, study or extension. The builders appear to have thrown all the brackets off the curtain poles in a skip so we have sheets taped to the windows. The phone line was torn out during the strip out so we had to get a new one installed. Several kitchen cupboards have no shelves. We have no outside tap. I feel like a squatter in my own home.

Moving back in has been expensive - completely bare cupboards cost a fair bit to refill. Literally every basic in the house, cleaning things, loo roll, salt, pepper, cereal, some tins, a few emergency freezer bits etc as well as a regular weekly shop. I've gone vegan too which in an abstract sense I think might save money, in reality non-dairy cheese, yoghurt etc is expensive, and we're buying a much bigger array of veggies than before.

Need to get back to meal planning but getting the house vaguely in order first has to be the priority. We can now at least get around every room. At the moment Ben only does nursery exactly the hours I work despite having his 30 hours entitlement, but they have spaces on an afternoon so it is tempting to ask them to keep him for the afternoon session say 2 sessions a week for the next fortnight so I can try to get back on top of things.

Up for weight loss as well as money. Not sure we have any scales but I know what I was on the 28th August so will take that as a starting weight.

So my current to do list

• Tax credit renewal
• Call bathrooms.com
• Email polygon
• List fridge on ebay
• Check other big items are on ebay
• Send invoices
• Finalise new term student list
• Plan lessons for new term - ahimsa, satya, asteya, brahmacharya, aparigrapa, sauca, santosha, tapas, svadhyaya, isvara pranidhana, beginners workshop
• Arrange new energy deal
• Arrange new broadband
• Work out Sept 1st debt total
• Rearrange B swimming lessons (8.15am on a Sunday morning is NOT working for us)
• Post baby pressies x2
• Reply to new baby email
• Post FBA box
• Trade in the book mountain
• Complete assignment 3
• Complete assignment 4
• Complete assignment 5
• Do any alterations from weekends coursework
• Order NIM flyers
• Distribute my flyers
• NIM uniform tax claim
• Do list of all charges for L&G
• 2016-2017 Tax Return
• Find somewhere for phone and computer repairs
• Reply to S21 email/text
• Investigate Amazon fulfillment printing
• Set up TF payment system
• Advertise new workshops
• Pay O for class cover
• Send my details to Marie/Rebecca for payment
• Send amazon parcel
• Contact DL
• Check all invoices are paid for July/August including Tru
• Chase up why the holy hell my vodafone bill is £93
• Chase up why NIM is being charged twice for his 3
• Get NIM to work out Virgin login
• Request new bank cards

Also, still need to plough pretty big money into getting the house finished. Plasterer is £400, will need a plumber who will probably be similar money. NIM is going to try to do the roofing work himself this weekend otherwise will need one of those too. We need to lay a floor in the extension, which will be around £500, NIM can lay it we just need to buy it. We've also been left with approximately 5 skips worth of mud in the back garden, so I need someone to help me move it all.. and pay for the skips. So that could easily be another £1000 on top of everything else.

In your school zone, are you planning to home ed Cinny?

NIMs car passed the MOT this week, despite being 10 years old with 156,000 miles on it. It does have an intermittent braking issue but clearly they were fine on the day.