Credit card for good credit

zonerc

Looking into getting a credit card for good credit history
But not needing a credit builder card or transfer card has this would be my first one.
Any help much appreciated.

Dobbibill

Have you tried the eligibility checker?

https://www.moneysavingexpert.com/eligibility/credit-cards/

Astraeus

If you've got good credit and can get one, get a card that gives you something back, i.e. the cashback credit cards.

zonerc

Yes tried eligibility checker but still gives list of all cards so still not sure which to pick but cash back ones sound about right.

Astraeus

zonerc wrote: »

Yes tried eligibility checker but still gives list of all cards so still not sure which to pick but cash back ones sound about right.

Dobbibill, I think that counts as gratitude, doesn't it?

Dobbibill

zonerc wrote: »

Yes tried eligibility checker but still gives list of all cards so still not sure which to pick but cash back ones sound about right.

ok, so which cards are giving you the best % chance?

And......what do you want more out of a credit card eg - cashback, rewards, usage overseas???

Narrow it down for us and we will try to give you tailored advice.

zonerc

Sorry thank you I wasn't intensionally being rude. ��

Dobbibill

zonerc wrote: »

sorry thank you i wasn't intensionally being rude. ��

..........

bigadaj

I'm not sure how you can have a great credit record if this would be your first credit card.

Amex is the best cashback card at 5% up to £2000 for three months and an annual spend of at least £3k.

TSB contactless debit card can earn you £5 a month, and there are cards that will give you between 0.5% and 1%, as well as Halifax clarity at £5 per month on a £300 spend.

You may be best applying for a card with a bank you hold a current account with, I'm not convinced you'll qualify for the best cards.

zonerc

Thanks for reply so far
I'm 50 and had lots of credit over the years and paid back but never took out a credit card that's why I say I've a good credit.
I do go abroad on holiday but not sure I would need one for the sake of 2 weeks a year as I tend to take cash.
Was mainly going to use it for buying fuel shopping and so on then paying it up once paid each month. ��

bigadaj

zonerc wrote: »

Thanks for reply so far
I'm 50 and had lots of credit over the years and paid back but never took out a credit card that's why I say I've a good credit.
I do go abroad on holiday but not sure I would need one for the sake of 2 weeks a year as I tend to take cash.
Was mainly going to use it for buying fuel shopping and so on then paying it up once paid each month. ��

Taking cash on holiday is normally expensive, clarity card would offer reasonable savings. If you put £300 through it a month and hold a Halifax reward current account you also get a fiver.