We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Feeling Cheated!!

124

Comments

  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    loopyloosy wrote: »
    why not get a tracker online with www.northernrock.co.uk as it is 6.31% (including 12 month bonus)?
    In view of recent developments would you still recommend that option.
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • djbd1973
    djbd1973 Posts: 508 Forumite
    Part of the Furniture Combo Breaker
    Dithering_Dad wrote: »
    Yep, sometimes a person's question is answered in the first few posts of a thread and then the remainder of it is then used for humourous and argumentative comment. Better at the end of a thread than at the start. The guys question was answered and people got to vent. a win-win situation. :)

    Definitely a win-win situation and better than watching the telly too.
    Gordon Brown ate my hamster
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    djbd1973 wrote: »
    Definitely a win-win situation and better than watching the telly too.
    I think that perhaps you need to get out more.
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    dunstonh wrote: »
    I love the way kenshaz is allowed to insult or post negatively towards individuals but no-one else is.
    I never use personal insults.
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • ad44downey
    ad44downey Posts: 2,246 Forumite
    HSBC/First Direct are the only bank to include such a sneaky no interest clause. It's obviously intended to catch people out. Why the government haven't done something to outlaw this sort of sharp practice is beyond me, it's tantamount to fraud.
    Krusty & Phil Madoff, 1990 - 2007:
    "Buy now because house prices only ever go UP, UP, UP."
  • gt94sss2
    gt94sss2 Posts: 6,238 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ad44downey wrote: »
    HSBC/First Direct are the only bank to include such a sneaky no interest clause.

    HSBC/First Direct are not the only ones to have such an account and the clause is listed in the key features of the account - not hidden away sneakily.

    Though there are always some people who will be caught out by not reading any of the terms and just concentrating on the interest rate..

    Regards
    Sunil
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    gt94sss2 wrote: »
    HSBC/First Direct are not the only ones to have such an account and the clause is listed in the key features of the account - not hidden away sneakily.

    Though there are always some people who will be caught out by not reading any of the terms and just concentrating on the interest rate..

    Regards
    Sunil
    Why should we always have to be on our guard against perfectly legal but sharp practices.
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • napoleon
    napoleon Posts: 611 Forumite
    gt94sss2 wrote: »

    Though there are always some people who will be caught out by not reading any of the terms and just concentrating on the interest rate..
    What do you mean, the interest rate's crap too. IMO this is a deliberate ruse by First Direct to rip people off.
  • gt94sss2
    gt94sss2 Posts: 6,238 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kenshaz wrote: »
    Why should we always have to be on our guard against perfectly legal but sharp practices.

    Because it is legal and you can't expect someone to protect you every time you want to buy a good or service.

    One must remember that 'caveat emptor' or 'buyer beware' are the basis of a lot of laws in this country..

    Regards
    Sunil
  • gt94sss2
    gt94sss2 Posts: 6,238 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    napoleon wrote: »
    What do you mean, the interest rate's crap too. IMO this is a deliberate ruse by First Direct to rip people off.

    If the rate is poor (I have no idea) why would people open that account in the first place..

    If the rules are clear enough, legal and not hidden away, you can't blame an organisation for enforcing them..

    Regards
    Sunil
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture