Payment a Day Chapter 17

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  • White-as-Snow
    White-as-Snow Posts: 243 Forumite
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    £15.62p for me please which is going to my EF and child expenses x

    They're all talking sense sashybo sometimes life happens and you have to increase your debt total but think how much higher it would have been if you hadn't been PADing! Don't worry about it you're doing great x
    Total Debt:
    Dec 2015: £20,090.87
    Dec 2016: £16,320.85
  • dreamingofmoney
    dreamingofmoney Posts: 430 Forumite
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    Good evening all
    Just minute payments from now up to the 31st as funds are super tight so I have paid £2.00 to the bcard. Not sure how many payments I will be able to make in the next few days but will try even if it is coppers
    Many thanks
    Xx
    Debt free date May 20. Now the Mortgage1 £53862.45/£ 0% starting daily interest £4.48/£
    Jan GC £400/£Out of the water Feb £400/£
  • sashybo
    sashybo Posts: 4,506 Forumite
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    Hi all, £3.50 to the loan today (got another £2.50 survey money through).

    Thanks for the support guys, I know you're right but just feel like I'm going round in circles sometimes. :cool: Oh well, onwards & downwards with the debt. :)
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,060, Car loan 2 £10,843 . Debt Free Diary to try & keep spending in check.
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Evening all,

    A small but perfectly formed £1 for me today please :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • jet9cat
    jet9cat Posts: 1,657 Forumite
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    £20 for me today please Keedie


    Sashybo, I know how you feel that you're going round in circles and every time you make any progress life comes and puts you right back - like a snakes and ladders kind of thing - but the others are right and it's not like debt has increased through irresponsible spending. Keep your chin up hun and you will get there.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • sashanut
    sashanut Posts: 3,252 Forumite
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    Hi all :j

    My PAD is £78.44 - pmt to M&S cc - thanks Keedie!! WTG Sashybo - as others have said; it's not a frivolous spend but a need - and if you hadn't Padded, you'd be adding that debt on top of the one you already had....you should feel proud of yourself :T:T:T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Keedie
    Keedie Posts: 2,267 Forumite
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    Hi All,

    The total for 21st January 2017 was a nice £143.03.

    I'm off to bed, watching too much TV is not good when the morning comes and the little one has woken up full of beans...:doh:
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid
  • swimminginaseaofdebt
    swimminginaseaofdebt Posts: 942 Forumite
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    Morning everyone :hello:

    £1 to the credit card again for me today.
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • jet9cat
    jet9cat Posts: 1,657 Forumite
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    Another £5 for me today please Keedie
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Morning PADdingtons,

    £1 for me today please :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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