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Payment a Day Chapter 17
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Hi all!
My PAD today is £100 off my Argos Card...selling stuff that I don't need is going well!! :j
Chappie xPAD - Barclayloan - £3078.32/£3758.32
January 2022 Grocery Challenge - £600
Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365
Virtual Sealed Pot Challenge 2022 - £8.55/£5000 -
Morning all!
£20 for me today please Keedie:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Good morning
£20[/COLOR] to the savings for me please today
Big thanks to all XxJan 2025 £26561.43/£0. I want to clear £9000 this year (2025)0 -
Afternoon All,
I hope that you're having a good day? I'm starting to see a hopeful glint of sunshine here although it's still bitterly cold lol.
Yesterday, 19th January 2017, we PADded a nice tidy sum of £86.72, keep going everyone. :j
And I'm impressed Chappie that you've managed to pay so much off your Argos card through selling things! :T
Keedie,
xxDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Hi all, another £1 to the loan.
My debt total will be going back up again soon as we need to trade my car back in (on PCP & in negative equity) for a bigger, 5 door one with the baby on the way. Taking out a loan is much cheaper than car finance (3.3% from the bank vs 9% from car dealer :eek:) but will whack my total right back up.New lender offers a 2 month payment break at the start of the loan (nothing signed as yet) so won't add new debt to my sig straight away, just feeling a bit deflated that the total will be rising (again) and have only recently gotten under 9K.:(
Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
Hi all :j
My PAD is £31.20 - pmt to M&S cc - thanks Keedie!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Haven't been able to PAD for a little bit, but managed a payment to cc today of £21.47PAD Maker0
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Hi all, another £1 to the loan.
My debt total will be going back up again soon as we need to trade my car back in (on PCP & in negative equity) for a bigger, 5 door one with the baby on the way. Taking out a loan is much cheaper than car finance (3.3% from the bank vs 9% from car dealer :eek:) but will whack my total right back up.New lender offers a 2 month payment break at the start of the loan (nothing signed as yet) so won't add new debt to my sig straight away, just feeling a bit deflated that the total will be rising (again) and have only recently gotten under 9K.:(
Life happens hun
For me? Cooker died last night and the prices of cooker's aint cheap....
So have ordered a halogen oven - but first things first - disconnecting the old cooker and shifting it to bin room. Have a blanket to put it on so it doesn't kill the laminate in the corridor - here's hoping and praying I can do all this without causing any injury (I figure if I can rewire an e-cig safely I can disconnect an electric cooker - youtube is my friend)
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Morning everyone :hello:
£1 to the credit card for me today.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
Hi All,
Our PAD for 20th January 2017 was a lovely £177.10
Sashybo - don't worry about it going up, as Erme said,life happens. Mine increased by a few thousand last year, and it was really disheartening at the time. But I didn't use it for anything frivolous, and a sensible car is a good purchase. Besides, you did it the MSE way, as you looked for the cheapest way to borrow the money, so it may go up temporarily, but it'll come down a lot quicker than if you'd opted for the car finance option :group hug:
Erme, I hope that the flooring stays in tact and it's not too hard to replace/move the cooker.
Keedie,
xxDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500
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