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Payment a Day Chapter 17
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£2.48 today ... stacking up nicely!!!Living the simple life0
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Hi all :j
My PAD is £34.65 - pmt to M&S cc - thanks Keedie!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Morning all!
A bank round down for me today of £1.91 to the credit card please Keedie
Have a fab day
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Morning all,
£1 paid to the credit card today Keedie, thank you!VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
£86.47 to C@pital card, which clears it! Yahoo!Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
swimminginaseaofdebt wrote: »Morning all,
£1 to the change jar for me today Keedie, thanks!
Think I'll have to cut down on my PADs for the rest of the month as I've somehow left myself with £121 to last the rest of the month of which £30 is earmarked for bills! Oooopsie.
No point in padding if it means you go without the basics! Pointless exercise that just ends in tears so go you for recognising this and putting the brakes onMorning Everyone,
I hope that no one is too adversely affected by the weather? I have been quite lucky as I live in a city, near a main road, and so the roads are too busy for the snow to settle (and it's been more like white lumpy bits of rain to be honest). For those of you in more rural locations, I hope that you have been able to get about without too much hassle.
Jet9cat - you're right, I do need to be realistic with my resources. I made massive PADs soon after I was made redundant, as I just assumed that I would be back at work within a month or two. But the reality is that part time roles that pay well enough, that I am not overqualified for (I use to be a manager but the stress just exacerbated my depression and chronic fatigue), do not require too much commuting and can take into account my fluctuating health needs, has been much harder to find than I thought :eek:. So yes, I am trying to keep everyone focussed and keep the PADding mindset whilst I sort out my employment/finance issues. It does really help to be a counter upper when you're not able to actively participate as you'd like.
And speaking of participating, for all the PADding from 13th January 2017, we had a good total of £304.85 :T
Keedie,
xx
Something will sort itself out with regards your finances Keedie - you can stay in this 'no money' situation for ever - all I can say is hugs and likejetcat said - great idea to be counter upper!!!:AFlorence_J wrote: ȣ86.47 to C@pital card, which clears it! Yahoo!
Right about time we had another of these (know you really want it)
Have a good day folks
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Hi good morning. Couldn't PAD over the weekend until certain things had been taken out of the account but have realised that today I can PAD £40.Total Debt:
Dec 2015: £20,090.87
Dec 2016: £16,320.850 -
Morning all,
£5 for me today please Keedie:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Hi all, another £1 to the loan today.
Thanks Keedie will try and keep the penguin shuffle in mind.
Well done Florence J for clearing a card. :T:jSuccess is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
Hi All,
Sorry that yesterday's total is so late in the day, I've been sleeping all day and just getting ready to go and sign on now and do the school run etc.
Anyways, the 15th January 2017 was another step towards the big total with £43.96, keep plodding on guys.
Congratulations on the card clearance Florence and Erme I am looking forward to earning a llama when I finally clear MBNA in a couple of month's time :j.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500
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