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Payment a Day Chapter 17
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£17 paid today to main cc
Just had a hell of a shock. Logged on to my internet banking just to check what pennies of interest my savings account got this month and if a payment from a survey site I'm waiting for has gone in yet and noticed that my current account was overdrawn by more than the authorised amount. Although I have been using the overdraft (free up to £250) to prevent paying interest on my everyday cc, there's no way I'd gone over the limit. Like a lot of us on here I'm very careful with the money and any use of cc or overdraft is controlled not random so I know exactly where I should be. Checked the statement and £390.70 had gone out to a company I'd never heard of. Cue frantic phone call to bank, who promptly lived up to their excellent customer service reputation and sorted it all out for me, crediting the amount back, cancelling the DD for 3 further payments and putting a care message on account that means no new DDs can be set up with checking with me. Problem is I don't know whether it was genuine error on someone's behalf or whether someone was trying a scam. Either way it shows the value of checking statements and accounts regularly.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Hi All,
My PAD is £25 DD to MBNA please swimming.
Jet - I'm sorry to hear about your account situation, but glad that it was sorted.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Payday tomorrow, can't wait to PAD again.Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
£10 to cc today please
Glad you got it sorted jet, awful when it happensPAD Maker0 -
Morning all
Only 5 more sleeps! My PAD today is £16.90 please swimming
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Morning :hello:
Payments for 19th Dec. 2016 totalled £62.
Jet glad you got everything sorted before more money left your account.
Have a terrific Tuesday everyone!VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
£2.05 to the change jar for me today.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000
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£26.68 PAD of my ccjNo Spend November 2/15 and SPC 1340
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Morning all,
£10 to Tesco CC for me today please:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Thanks for all the supportive comments
£22.29 to OH cc for me today pleaseEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0
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