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Payment a Day Chapter 17

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1166167169171172201

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  • jet9cat
    jet9cat Posts: 1,657 Forumite
    £17 paid today to main cc


    Just had a hell of a shock. Logged on to my internet banking just to check what pennies of interest my savings account got this month and if a payment from a survey site I'm waiting for has gone in yet and noticed that my current account was overdrawn by more than the authorised amount. Although I have been using the overdraft (free up to £250) to prevent paying interest on my everyday cc, there's no way I'd gone over the limit. Like a lot of us on here I'm very careful with the money and any use of cc or overdraft is controlled not random so I know exactly where I should be. Checked the statement and £390.70 had gone out to a company I'd never heard of. Cue frantic phone call to bank, who promptly lived up to their excellent customer service reputation and sorted it all out for me, crediting the amount back, cancelling the DD for 3 further payments and putting a care message on account that means no new DDs can be set up with checking with me. Problem is I don't know whether it was genuine error on someone's behalf or whether someone was trying a scam. Either way it shows the value of checking statements and accounts regularly.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi All,

    My PAD is £25 DD to MBNA please swimming.

    Jet - I'm sorry to hear about your account situation, but glad that it was sorted.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    Fifth Anniversary 1,000 Posts Combo Breaker
    Payday tomorrow, can't wait to PAD again.
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • mandz1
    mandz1 Posts: 2,548 Forumite
    £10 to cc today please

    Glad you got it sorted jet, awful when it happens
    PAD Maker
  • Morning all

    Only 5 more sleeps! My PAD today is £16.90 please swimming

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning :hello:

    Payments for 19th Dec. 2016 totalled £62.

    Jet glad you got everything sorted before more money left your account.

    Have a terrific Tuesday everyone!
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • £2.05 to the change jar for me today.
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • £26.68 PAD of my ccj
    No Spend November 2/15 and SPC 134
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    £10 to Tesco CC for me today please :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Thanks for all the supportive comments


    £22.29 to OH cc for me today please
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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