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Payment a Day Chapter 17
Comments
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Morning everyone,
Checking in with a PAD of £1.05 to the change jar.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
Thrilled to post todays PAD . This card is one that charges me interest, I usually pay in full every month but life happened and its had this outstanding balance since summer. Now paid OFF. Yipee!!
644.63
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My PAD is £2.24 to veryPAD Maker0
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Hello, could I join please. £4.05 to Halifax CC.0
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19th November
£651.97
Massive thanks to picklepot for that ginormous PAD
Welcome Alana to the threadPAD Maker0 -
Morning everyone,
Welcome aboard Alana
My payment today is £2 to the change jar.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
welcome Alana15!
Thank you Mandz1.. its unusual for me to be able to make a payment that large but the interest was really getting to me
Back to working on the other CC's now.
A tiddly one for me today please
57p0 -
Hey All,
Hope you've had a good weekend so far. Welcome to the fold Alana, you're in good company and you'll be surpised how much you can chip away at your debt and how quickly it can happen!
My PAD is £400 to MBNA courtesy of a car insurance pay out. I crashed my car at the end of October and I have been hobbling on and off buses ever since, but the car was a write off and so I received £2,400 for it (I kept schtumn about the fact that I think the insurance company over estimated its value :rotfl:) Anways, my brother-in-law has given me a car for £300 instead of selling it for at least 5 times that amount! So I am both lucky and extremely grateful and I am going to help him out with some HR stuff for his business as a way of thanking him.
So I am using the pay out to clear some debts, put a chunk away in my car fund, as my premium will now be scarily high :eek:. I can also have a moderately better Christmas now, as I start a new temporary part time job tomorrow working in a school office from 10am to 2pm 3 days a week. So the remainder of my payout and my wages will mean that I can keep afloat over the christmas as I will not be working, as the role is with an agency. But hopefully, 2017 will be better than this year, and I will be able to find another job/temp role in January a little quicker than I found this one...:)
xxDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Congrats on the payout keedie and the big PAD
my payment Is £5 to the ccPAD Maker0 -
20th November total
£407.57
My PAD today £3.54 to ccPAD Maker0
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