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Payment a Day Chapter 17

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Comments

  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    I have post referendum anxiety and paranoia and sleep deprivation - I know there had to be one - and yes it's me LOL

    keedie Yeah as above those are the rules. Extra payment a day is pretty flexible and what you count as a pad is also flexible (some folk count their regular payments - others just the extra ones). I think I just used to pad on payday when I was in debt....it really doesn't matter. Nor does the size. We've had folk pad pennies and other's pad thousands of pounds - the amount doesn't matter!!!

    and kirsty any way to avoid that interest? Bank transfer? Or some other way? When I was paying off the macbook (5 or so years ago) - if I padded using my debit card I got charged - if however I used Bank Transfer I didn't? So I used the debit card just for the final amount (debit card was quicker but I loathed the charged :money:)

    Just a thought?

    Anyhow dreich here or it could just be the haar


    e
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Unfortunately not Erme, I do it by bank transfer at the moment as the cheeky so and so's were reluctant to let me know how to make additional payments so I found the sort code and account number and started making the payments from my halifax account without their 'permission' :rotfl: there was no option to do so from my natwest account which I think is naughty.

    I took it out after 2007 so apparently it's legal for them to charge 56 days interest which natwest seem to want to exploit to the fullest, ah well - never again!!

    Oh no Dizzy, what is it with you and water/flooding?
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    Hello all,
    Bleak day today. Ah well onwards and upwards I guess.
    £2.47 for me today please x

    Hope ur both ok dizzy and Erme xx
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    rexelpink wrote: »
    Bleak day today.

    Bleak indeed. Yes high turn out but too many treated it as an election and not a referendum, as they did not understand the difference.


    £5.72 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :D

    My PAD today is £2 to moneybox please kirstypoos :T


    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £6.26 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 25 June 2016 at 12:28PM
    Morning all!

    Todays total so far is

    £25.10
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 25 June 2016 at 11:36AM
    £15.06 for me today, the dreaded part payment interest strikes again!!

    Hope water problem is sorted Dizzy and you are feeling ok Erme :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    Afternoon all, it's my birthday today!! ��

    Just a small pad before the celebrations start, £1.78
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Happy Birthday Rexelpink! Hope you have a lovely day :D

    :bdaycake::bdaycake::bdaycake::bdaycake::bdaycake:
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
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