Tuesday 7th June - what small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

crazy_cat_lady

Morning all
Quick hello before work. Another busy day ahead for me.
Huge hugs Ziggy
Today
:cool: check banking and PAD
:cool: full day of teaching
:cool: mark a set of books
:cool: appointment after school
:cool: cat at vet later
:cool: exam marking
:cool: try not to stress
:cool: all meals from stores
:cool: no spends other than vet
That will have to do - have a good one

plainandsimple

Good Morning. Thanks for starting today's thread crazy_cat_lady. I'll be trying to have a quiet day today after being up several times during the night with baby boy. His top tooth came through! Hoping the sun is shining for everyone today. Here's my list:

- check bank and spreadsheet
- update food budget totals
- take DS to book bug at our local library for free fun
- all meals at home
- LSD - I'll be buying myself some chocolate when we're out to keep myself awake :-)
- try and do some work this avo
- early night
- choose joy

determined_new_ms

Morning guys, thanks for starting the thread cat. Wishing you supreme efficiency with the marking!

Plainandsimple I love your choosing joy! Am going to adopt that!

Quick post as am going out early. Didn't go to b&q yesterday as figured I needed to go into town today so would combine trips meaning only one lot of petrol

Things for today:

Take docs to hr dept for new job

Food shopping - take list and shopping bags

Check out pound shop before going to b&q

Wash lounge windows - ran out of vinegar so couldn't finish yesterday

Lots of gardening this afternoon:D

Vacuum whole house and wash floors

All meals from stores - continue with trying to empty freezer

Text Db and ask if I can borrow his jet wash when he visits on Thursday

Ok that's all I can think of right now! Have a great day x

SpekySquarehead

Morning all!

Yesterdays list;
Bring breakfast and lunch into work - Done
Exercise - Played badminton
Check banks and YNAB - Done
Start racking up SFD’s - Failed, bought some groceries, £6
Plan Fathers Day gifts (thanks plainandsimple for the reminder) - Completely forgot.

Todays list;
Bring breakfast and lunch into work - Done
Exercise
Check banks and YNAB
Start racking up SFD’s
Plan Fathers Day gifts (thanks plainandsimple for the reminder)

Weekly tasks;
Get a comparative quote to service my laptop
Send my CV out to some recruitment agencies
Open a help to buy account
Contact HMRC about my wrong tax code
Sell things on ebay

Have a good day everyone

[Deleted User]

Morning,

Today for me.....

:starmod: Work from 8am until 6.30pm
:starmod: NSD
:starmod: Superdrug to buy only toothpaste & shampoo (Grocery Budget)
:starmod: Check bank account
:starmod: Work out how much I have to spend per week from My Budget

Dxxx

make_the_change

Hi All,

Good weather makes such a difference to my mood however on the flip side it means the horrid neighbours are always in the communal grounds making life a misery I am hoping in the next week we can view the flat and fingers crossed, move! I am just dreading not passing the referencing as I am on a self managed DMP! Didnt have a good nights sleep, DS1 wouldnt go to bed and ended up in with us, DS2 decided it was playtime all night and ended up in with us, DD ended up in with us so I slept across the end of the bed and got hardly any sleep. Kids ay!

- school run Done
- playgroup with DD and DS2 Done
- wash at mums and hang on line :rotfl: Done
- nursery run with DD
- pop into town to collect jeans as originals returned as faulty and print a postage label for another return item from fleabay
- school run
- check FPL
- cleaning and hoover
- meals from stores (burgers I got reduced, salad and wedges)
- chill

Hope you all have a lovely day! x

HelleBelle

Morning all,

Been a lot busier lately and haven't been keeping up with the threads so much.
Today:
- working from home
- 2 x loads of laundry on the line
- car in for MOT (fingers crossed!) EDIT - it passed!
- reconcile YNAB (my bonus derailed me as I didn't properly budget that and overspent. Have now reworked out my budget and it reconciles with my bank account!)
- all meals from plan / stores
- hopefully sell old car seat (if the lady ever turns up.... I hate waiting) EDIT - she did turn up! am £10 better off
- Got tempted by the Best Self journal and found out they give you the PDF for free... plan on printing out some pages at work tomorrow and seeing how it works for me.

Lots of positive frugal hugs from me to you all. Hope you all have a great day xx

Bobarella

Hi All

I had a bit of a break through today with the sale of the business process. Having spoken to my accountant he thinks there will be value in the lease based on all the work done to the premises. I am feeling a tiny bit optimistic now. So next step for me is to find a company that values leases. And I need to get OH to work from home so I can book in a proper sit down with the accountant as I cant do that with the little one.

As the OP said earlier, Im choosing optimism (to paraphrase) I hope we can walk out of this chapter of our lives with a decent chunk. But the irony of knowing I could have earned more in one year of employment than I am likely to walk off with after 5 years self employment is not lost on me.

Storms about to start here. Flys everywhere, its boiling hot and close as hell.

Keep on keeping on small thingers.

Bob

princess_pea

Hi everyone, thanks for starting CCL

I've had a particularly rubbish day at work and it still isn't over as I'm here until 7pm (11 hour day). I have the worst manager in the world and it doesn't look like there is any chance of me being re-graded even though I'm working above my job description and was led to believe I'd be re-graded when we were restructured two years ago.

Seriously considering applying for a 12-month temp job which is £4k less than I'm on - it's that bad. On the plus side I'd get some experience in a slightly different field. Down side is less money and temporary. Answers on a postcard please!

Not a NSD as I bought a Boots voucher for my Grandma's birthday (and lunch )
Not having tea tonight as I'm not hungry plus I'm extremely bloated
No interest in my car which I've listed for sale

It's our departmental away day tomorrow so at least it'll be a change of scene!

Have a lovely sunny evening all

crazy_cat_lady

Evening all
Survived (mostly) another busy day... Love and hugs to all of them that need at the moment.
Hope you get your pot off tomorrow Legomum.
Good news on the progress with the business Bob.
Princesspea - wish I could offer you some advice but my head is all over the place and I can barely think straight at the moment. All I would say is don't make any hasty decisions.

crazy_cat_lady wrote: »

Today
[STRIKE]:cool: check banking and PAD[/STRIKE]
[STRIKE]:cool: full day of teaching[/STRIKE]
[STRIKE]:cool: mark a set of books[/STRIKE]
[STRIKE]:cool: appointment after school[/STRIKE]
[STRIKE]:cool: cat at vet later[/STRIKE]
:cool: exam marking
[STRIKE]:cool: try not to stress[/STRIKE]
[STRIKE]:cool: all meals from stores[/STRIKE]
[STRIKE]:cool: no spends other than vet[/STRIKE]

Just about to make a start on my marking now.