Forum Home » Credit Cards

Barclaycard Lifetime Ban

New Post Advanced Search

Coronavirus: The latest from MSE


The MSE team is working extremely hard to keep the info we have about your travel rights, cancellation rights, sick pay (and more) up to date.
The official MSE guides: UPDATED MSE Coronavirus Guides

NEWSFLASH


New, free ‘Academoney’ course from MSE and the Open University launches
All the key areas of personal finance are covered, so that you can master your money decisions


Barclaycard Lifetime Ban

edited 30 November -1 at 1:00AM in Credit Cards
84 replies 19.7K views
Rovato1Rovato1 Forumite
3 posts
edited 30 November -1 at 1:00AM in Credit Cards
Hello

I held a Barclaycard which defaulted over seven years ago and the outstanding amount was £411.

This is now disappeared from my Credit File and I have applied for a new card after been notified I had a 95% chance of been accepted for a new card.

Barclaycard have just advised they hold onto past information even thou my credit file is in very good standing, the Applications Manager advised if you have ever defaulted in the past should it be 20 years ago you will never get another credit card.

In a nutshell, ever default with a Barclays Credit Card you then get a lifetime ban !

Has anyone heard of this as it was news to me.

Regards
Brian
«13456789

Replies

This discussion has been closed.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support