The end of procrastination and disorganisation.......

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  • HairyHandofDartmoor
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    Payday today and debts paid. My signature has been updated and most importantly MBN@ is no more.....all paid off.:j:j:j. I've managed it two months before the target date so hopefully I will get the next one done by then instead. It's going to be a tight month but who cares.

    Good old Dave. Smallest to biggest debt is definitely working for me. So happy :D.

    Now tonight I need to crack on with the sewing and get more paid off.

    Have a fab day all.


    That's brilliant well done :T :j :T :beer:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Cherryfudge
    Cherryfudge Posts: 10,223 Forumite
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    Fingers crossed I will be a new woman by Christmas.

    I think you are a new woman since last Christmas - goodness knows what heights you'll scale by December!

    Your sewing seems to be extremelly popular and it sounds as though it's going from strength to strength. A good reason to keep chipping away at the decluttering: you will need room for all the orders! :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration challenge, 2024: Trainers 5 coupons, dress 7 coupons = 12/68
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Fantastic news about your target and to beat it two month prior your doing amazing and the next debt won't know what's hit it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • parsniphead
    parsniphead Posts: 2,897 Forumite
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    That's brilliant well done :T :j :T :beer:

    Thank you Hairy hand.
    I think you are a new woman since last Christmas - goodness knows what heights you'll scale by December!


    Your sewing seems to be extremelly popular and it sounds as though it's going from strength to strength. A good reason to keep chipping away at the decluttering: you will need room for all the orders! :)

    Thanks cherry. I'm feeling very positive and it's all steps forward. Yes 5he sewing is very full on at the moment which is fab.
    abba1772 wrote: »
    Fantastic news about your target and to beat it two month prior your doing amazing and the next debt won't know what's hit it xx

    I'm after it abba.:D
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
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    As far as I can tell there is a lot of demand for alterations and sewing jobs, the people I do know of are fully booked or are on weeks for turnaround. Your reputation will spread I am sure. Do you do any social media? Give out cards with your completed work so its easy for them to pass your number on? I need to have a push and so some marketing but as a opinionated procrastinating introvert I find it far easier to tell others what to do :o

    I cleared a boy room last week in between other tasks, need to achieve far more this week. Only two weeks left till they finish school :eek:

    It's crazy at the moment but it making me money.

    Mine doesn't finish until the 20th but he wants to paid to his bedroom orange and lime green.:eek: He's very artistic so I guess it's fits.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • doingitanyway
    doingitanyway Posts: 8,866 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Mine doesn't finish until the 20th but he wants to paid to his bedroom orange and lime green.:eek: He's very artistic so I guess it's fits.
    Funny :rotfl:
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • parsniphead
    parsniphead Posts: 2,897 Forumite
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    Funny :rotfl:

    Not if you should be in it feeling nauseous. :eek::rotfl:

    Another £15 paid of the debt. A small amount but closer to zero balance than yesterday.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • redofromstart
    redofromstart Posts: 4,224 Forumite
    First Anniversary Photogenic Name Dropper First Post
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    My DS1 insisted on bright orange for his room, we compromised with a feature wall and then I covered as much of it up as I could with furniture. I still hate it :p His Dad helped him to do an abstract type painting with lots of orange on that pulls the room together. I hate that too!

    It's even more orange once you wipe the cobwebs off, and remove the accrued tat of years.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    First Anniversary First Post
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    My DS1 insisted on bright orange for his room, we compromised with a feature wall and then I covered as much of it up as I could with furniture. I still hate it :p His Dad helped him to do an abstract type painting with lots of orange on that pulls the room together. I hate that too!

    It's even more orange once you wipe the cobwebs off, and remove the accrued tat of years.

    :rotfl: Can't say I'm looking forward to orange and lime green. It's his room though so he can do what he likes within reason.;)
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • doingitanyway
    doingitanyway Posts: 8,866 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Hope all is well with you and DS
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
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