We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Santandar Zero Card
Options
Comments
-
Indeed, it seems they try to limit their usage, my limit is just £500, e.g. same limit when I first got it. I have asked for limit increase twice, no luck so far.
Ironically they gave me another credit card with limit of about £8,000, 0%, £0 fee on balance transfer.
I went the other way when I got my 1-2-3 card. I had a circa £5K limit on Zero and I switched £3K of that to the 1-2-3 card.0 -
Unfortunately, I do not have Santander 123 Creditcard, can not see the benefit for me at the moment.
I do have whats is so called Santander Creditcard which I just got it about a month ago. It is 0% for 15 moth both for purchase and Balance transfer
http://www.santander.co.uk/uk/credit-cards/santander-credit-card
With this credit card, am right to say that I could mix both BT as well well as Purchase within 15 moth whenever I want to and pay no interest at all as the duration of BT and purchase is the same ??
Yes (10 characters).I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0 -
Unfortunately, I do not have Santander 123 Creditcard, can not see the benefit for me at the moment.
I do have whats is so called Santander Creditcard which I just got it about a month ago. It is 0% for 15 moth both for purchase and Balance transfer0 -
YorkshireBoy wrote: »I assumed given the choice of 23 months or 15 months on both, and fee-free BTs on both, and cashback on the 1-2-3 card, you'd have gone for the 23 month product. Anyway, it's still possible to switch limits...that is if you've some headroom.
Yes I am fully aware that fee free 23 months BT credit part even without free interest purchase period is better than 15 month fee-free BTs on both BT and purchase.
But when I applied in April I do not think that option was there. Or at least it did not see any fee free option for BT at that time with such longer duration. Otherwise I would have been choosing it.0 -
Yes I am fully aware that fee free 23 months BT credit part even without free interest purchase period is better than 15 month fee-free BTs on both BT and purchase.But when I applied in April I do not think that option was there. Or at least it did not see any fee free option for BT at that time with such longer duration. Otherwise I would have been choosing it.0
-
Apologies to resurrect this thread, as the 1-2-3 card has been withdrawn from new customer, my wife is considering this and the all in one as options for travel cards (the all in one has a 40 months interest free at 1% fee but £3 per month card fee as well).
Can anyone that has a recent issued version of Zero confirm if you can withdraw cash free of forex and interest if paid in full every month? Not 100% clear yet. Also, is it a simple MasterCard or is a World MasterCard (peraphs the World script is only on the back of the card as other cards I have seen)?
Thanks0 -
I may be wrong, but I was under the impression that Zero hasn't been available to new customers for a number of years now.0
-
SuperAllyB wrote: »I may be wrong, but I was under the impression that Zero hasn't been available to new customers for a number of years now.
Looks like they've resurrected it
I've had it from day oneconfirm if you can withdraw cash free of forex and interest if paid in full
Yes
Great card for use abroad.0 -
SuperAllyB wrote: »I may be wrong, but I was under the impression that Zero hasn't been available to new customers for a number of years now.
It's certainly available (again) now. Check the Santander site.0 -
Thanks @blindman
I guess it is not a world MasterCard then.
The cards ALL in one, Zero and Everyday have been relaunched as substitute products for the discontinued 1 2 3
http://www.which.co.uk/news/2016/10/santander-123-credit-card-pulled-from-market-453878/0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.7K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.5K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards