Joined 31.05.16

[Deleted User]

Well done my lovely PSL.

Some people may not get it but I do, it is something to be super proud of.

Plus you will appreciate it more next year.

Dxx

Poor_Single_lady

Awww thanks Dolly. I am not very good at this whole money management business.
I am going to get there but my goodness it is tough.

Potentially 4 months time
1. small pay rise,
2. stop paying back parents,
3. loan gone
4. another bill £30/month ends in July/sooner if I pay early.

Increased money iro £330/month. So not completely hopelsss, just a bit bleak right
Now.

Yesterday £140 spent on Christmas. Need to wrap today.
Spent £25 on cds, books, DVD in oxfam too
And £16 in sainsbury

A minor thing I am pleased with, I nearly bought a book last week. £9 from train station, had it in hands but decided against. This week same book in Oxfam £1. Plus another book I've had my eye on as well. I am hoping they will get deliveries of all unwanted Christmas presents books so I can make 2017 much more of a reading year.

Plus eat more healthily
Finally get weight down
Clear some debts
Spend less on clothes
Cook more
Less takeaways
Remember bring lunch to work
Budget and stick to it
Pass exams
Keep flat tidy
Text people back
Drink less
See my family and friends more
Get new job
Decorate bedroom including new carpet
Go swimming
Save all 50ps throughout the year and spend in January 2018.
Go to cinema more

Not an exhaustive list.

Poor_Single_lady

No money spent today. Need to stay on track and meal plan.

6 days to 2017.
No wobbles.
Bills beginning of the month.
Need to get flat organised tommorow and take some me-time. Plus see family.
Quite a lot of expense in January and it's going to be long.

96 days of the loan left and next payment in 2 days.

Poor_Single_lady

Spent a bit earlier but some of it will go back

Plus few house bits to keep.
Plus pub.
Home now.
Tommorow possible low spend but possibly buy new duvet or might wait till weekend.

Tommorow is real payday.
Need to do small food shop, take lunch to work wed-fri. Nothing social till New Year's Eve/Saturday. maybe going to my local. Will be low spend.

£120 clothes
£37 house bits from sale
£6 DVD
£18 pub

95 days of loan left
Need a few more house bits
Need to keep food spend low
No take always will help (but is this possible)
Need to use make up I already have, got some more for Christmas

Poor_Single_lady

94 days of loan

Need to tidy flat, do ironing, food shop, make lunch for 2 days, try clothes on and decide what goes back.
no social plans today.

System

Hey PSL. Did you have a good Christmas? Well done on resisting the Harrods shop!
My new year resolution is to get fit, and master better budget management - particularly food spends. I'm ashamed to say we are sometimes £100-150 over what we should spend and we really can't afford that. Fitness wise, I am going to do the Radio 1, couch to 5K app for getting me a bit fitter. Going to start when we move as will have a big field to run around nearby.
You have a huge list of things you want to do - how about just picking your top 5?!

Poor_Single_lady

I know Ramble. I am so excited about the new year. Christmas was good but also quite stressful!

Been to Lidl spent £6.91. Potatoes, parsnip, bread, crumpets, butter, milk, crisps, tomatoes, cucumber. That's includes lunchx3 sorted out for this week.

[Deleted User]

Hey PSL,

Glad you had a nice Christmas but I agree it can be a stressful time.

We are getting so close to 2017, our year!

Dxxx

Poor_Single_lady

Thanks Dolly. I am beyond excited about 2017. It is our year (and I think Rambles too)

Loan is down to £1380. Very pleased with this. 93 days left.
Budgeted £60 for groceries and spent £6.91 leaving £53.09 left till pay day. I can do this if I put all of my organisational skills to use and work harder. With help from Lidl, Iceland And Tesco.

nsd today. Very good.
3 days left to 2017. Then 26 to pay day.

Dinner tonight defrosted spaghetti.

Tommorow is pub
Friday hoping to be at home
Saturday nye hopefully low key/low spend
Sunday low spend
Monday low spend
Tues-fri work

System

Of course it is (our year I mean!)
or it better had be. Feels like I have been through the mill this year!