Two income household: 2xTax + 2xNI

JusinScot

Hi,

My wife and I both work. We are new to the UK. Some questions regarding our deductions
My payslip shows
Tax: £830
Employee NIC: £370
Employer NIC: £545

My wife's payslip shows
Tax: £425
Employee NIC: £300
Employer NIC: £350

My questions are:
1. Combined we pay £1255 in tax. Is there some credit/rebate we get for being a dual income household.
2. Combined we and our employers pay £1565 in NIC. Again do we get get some credit/rebate for being a dual income household? What do I get for my contributions to NI?


thank you

marliepanda

1. No.

2. No. You get access to the national health service, and possibly a pension,I assume, depending on your residency and how long you live here.

nannytone_2

tax and NI are paid on an individual basis and not per household

Cheeky_Monkey

1. No

2. No. The same as everyone else who pays their NI

Darksparkle

marliepanda wrote: »

1. No.

2. No. You get access to the national health service, and possibly a pension,I assume, depending on your residency and how long you live here.

Also NI potentially gives access to unemployment benefits and illness/disability benefits.

Londonsu

JusinScot wrote: »

Hi,

My wife and I both work. We are new to the UK. Some questions regarding our deductions
My payslip shows
Tax: £830
Employee NIC: £370
Employer NIC: £545

My wife's payslip shows
Tax: £425
Employee NIC: £300
Employer NIC: £350

My questions are:
1. Combined we pay £1255 in tax. Is there some credit/rebate we get for being a dual income household.
2. Combined we and our employers pay £1565 in NIC. Again do we get get some credit/rebate for being a dual income household? What do I get for my contributions to NI?


thank you

What did you get in the country of your birth? Did you get a rebate on tax and your equivalent of NI where you came from?

paddedjohn

JusinScot wrote: »

Hi,

My wife and I both work. We are new to the UK. Some questions regarding our deductions
My payslip shows
Tax: £830
Employee NIC: £370
Employer NIC: £545

My wife's payslip shows
Tax: £425
Employee NIC: £300
Employer NIC: £350

My questions are:
1. Combined we pay £1255 in tax. Is there some credit/rebate we get for being a dual income household.
2. Combined we and our employers pay £1565 in NIC. Again do we get get some credit/rebate for being a dual income household? What do I get for my contributions to NI?


thank you

If that's an annual total then you are paying next to nothing in and getting a lot of benefits out.

JusinScot

These are monthly figures.

NYM

Are you from the US?

PasturesNew

JusinScot wrote: »

My payslip shows
Tax: £830
Employee NIC: £370

My wife's payslip shows
Tax: £425
Employee NIC: £300

JusinScot wrote: »

These are monthly figures.

Salaries of £52k and £36k per year.

Do you realise that puts you really high up in household incomes in the UK? You're probably in the top 96% of the country for income.
http://www.ifs.org.uk/wheredoyoufitin/

As the others have said: No and no.

The system for tax/NI works on an individual basis.

NYM

I think the OP is unsure of how PAYE operates in this country.

This link will provide a basic introduction. PAYE & NI