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Two income household: 2xTax + 2xNI

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Hi,

My wife and I both work. We are new to the UK. Some questions regarding our deductions
My payslip shows
Tax: £830
Employee NIC: £370
Employer NIC: £545

My wife's payslip shows
Tax: £425
Employee NIC: £300
Employer NIC: £350

My questions are:
1. Combined we pay £1255 in tax. Is there some credit/rebate we get for being a dual income household.
2. Combined we and our employers pay £1565 in NIC. Again do we get get some credit/rebate for being a dual income household? What do I get for my contributions to NI?


thank you
«13

Comments

  • marliepanda
    marliepanda Posts: 7,186 Forumite
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    1. No.

    2. No. You get access to the national health service, and possibly a pension,I assume, depending on your residency and how long you live here.
  • nannytone_2
    nannytone_2 Posts: 12,952 Forumite
    Name Dropper First Anniversary First Post Combo Breaker
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    tax and NI are paid on an individual basis and not per household
  • Cheeky_Monkey
    Cheeky_Monkey Posts: 2,072 Forumite
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    1. No

    2. No. The same as everyone else who pays their NI
  • Darksparkle
    Darksparkle Posts: 5,465 Forumite
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    1. No.

    2. No. You get access to the national health service, and possibly a pension,I assume, depending on your residency and how long you live here.

    Also NI potentially gives access to unemployment benefits and illness/disability benefits.
  • Londonsu
    Londonsu Posts: 1,391 Forumite
    edited 30 May 2016 at 12:04AM
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    JusinScot wrote: »
    Hi,

    My wife and I both work. We are new to the UK. Some questions regarding our deductions
    My payslip shows
    Tax: £830
    Employee NIC: £370
    Employer NIC: £545

    My wife's payslip shows
    Tax: £425
    Employee NIC: £300
    Employer NIC: £350

    My questions are:
    1. Combined we pay £1255 in tax. Is there some credit/rebate we get for being a dual income household.
    2. Combined we and our employers pay £1565 in NIC. Again do we get get some credit/rebate for being a dual income household? What do I get for my contributions to NI?


    thank you


    What did you get in the country of your birth? Did you get a rebate on tax and your equivalent of NI where you came from?
  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    First Anniversary
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    JusinScot wrote: »
    Hi,

    My wife and I both work. We are new to the UK. Some questions regarding our deductions
    My payslip shows
    Tax: £830
    Employee NIC: £370
    Employer NIC: £545

    My wife's payslip shows
    Tax: £425
    Employee NIC: £300
    Employer NIC: £350

    My questions are:
    1. Combined we pay £1255 in tax. Is there some credit/rebate we get for being a dual income household.
    2. Combined we and our employers pay £1565 in NIC. Again do we get get some credit/rebate for being a dual income household? What do I get for my contributions to NI?


    thank you

    If that's an annual total then you are paying next to nothing in and getting a lot of benefits out.
    Be Alert..........Britain needs lerts.
  • JusinScot
    JusinScot Posts: 46 Forumite
    First Anniversary Name Dropper First Post
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    These are monthly figures.
  • NYM
    NYM Posts: 4,066 Forumite
    First Anniversary Photogenic Combo Breaker First Post
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    Are you from the US?
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
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    JusinScot wrote: »
    My payslip shows
    Tax: £830
    Employee NIC: £370

    My wife's payslip shows
    Tax: £425
    Employee NIC: £300
    JusinScot wrote: »
    These are monthly figures.

    Salaries of £52k and £36k per year.

    Do you realise that puts you really high up in household incomes in the UK? You're probably in the top 96% of the country for income.
    http://www.ifs.org.uk/wheredoyoufitin/

    As the others have said: No and no.

    The system for tax/NI works on an individual basis.
  • NYM
    NYM Posts: 4,066 Forumite
    First Anniversary Photogenic Combo Breaker First Post
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    I think the OP is unsure of how PAYE operates in this country.

    This link will provide a basic introduction. PAYE & NI
This discussion has been closed.
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