Possible silly mistake - what next?

Andypandyboy

Have you not been able to reach your friend yet?

oligopoly

Andypandyboy wrote: »

Have you not been able to reach your friend yet?

No! Annoyingly...

BobQ

colsten wrote: »

How would anyone get money out of your friend's account?

I think you have misunderstood. Someone with his friends phone sent a message requesting the money be paid to an account unconnected with the friend (OP suspects)

oligopoly wrote: »

I'm guessing yes as the name could be Mr M Lewis, Mr Martin Lewis etc. If you put the name as Tom Jones I'm not sure the bank would question it ?

They would not question it if the name was Mickey Mouse. It is an automated payment to the sort code/account you entered.

agrinnall

oligopoly wrote: »

I'm guessing yes as the name could be Mr M Lewis, Mr Martin Lewis etc. If you put the name as Tom Jones I'm not sure the bank would question it ?

There is no check on the account name with a Faster Payment, it's solely sortcode and account number.

Dird

eDicky wrote: »

Would a transfer go through if the name is not correct - ie. the friend's name at the impersonator's account?

All of my pay-out names are like "MY TSB", "MY NW" etc

colsten

chris_m wrote: »

I think the OPs concerned that the text (and the bank details) might not have been his mate's.

OK, I get you.

In which case, the OP may have just sent £40 to someone who the Police can identify, with the help of a bank, by their account number and sort code.

The OP would still need to prove that it wasn't the friend who texted him - - - just about an impossible task.

The actual recipient of the money can admit, or deny, any knowledge of the text message. They'd have to pay back the £40, obviously.

oligopoly

colsten wrote: »

The actual recipient of the money can admit, or deny, any knowledge of the text message. They'd have to pay back the £40, obviously.

Frustrating as the police would have virtually zero interest in a 40 quid 'confidence trick' (for want of a better phrase). Think I'm going to chalk it up as a lesson learnt - at the same time as crossing my fingers and hoping my suspicious thoughts are unfounded!

Dird

You sent the money this morning...you still haven't heard from your friend? message him on facebook or something -_-"

alternate

At least it was only 40 squid. Sounds like a scammer could have taken you for a lot more.

colsten

oligopoly wrote: »

Frustrating as the police would have virtually zero interest in a 40 quid 'confidence trick' (for want of a better phrase). Think I'm going to chalk it up as a lesson learnt - at the same time as crossing my fingers and hoping my suspicious thoughts are unfounded!

Police would only register a passing interest as they probably had this case several dozen times before.