We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Sat 28th/Sun 29th/Mon 30th May - What small DFW things will you do this BH weekend?
crazy_cat_lady
Posts: 7,063 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
0
Comments
-
Good morning all :hello: and happy bank holiday weekend.
I have to be honest - my time doesn't really start until tomorrow afternoon. Today and tomorrow morning is all about getting the kids to various clubs and competitions. I hope I manage to survive.
Here's today's list:
:shocked: check banking and PAD
:shocked: get ds to football training
:shocked: get ds to gymnastics class
:shocked: get dd to a cheerleading competition
:shocked: go and do a bit of grocery shopping
:shocked: try and find time for crochet
:shocked: try and remain calm
:shocked: do a bit of mindfulness work to stop me having a meltdown
Hopefully see you on the other side later tonight folks :cool:Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Morning cat and thanks for starting the thread

Yesterday I typed out a post then lost it so couldn't be bothered to write it again! Thanks for your encouragement on Thursday. I was offered the job :T just have to wait for my references and dbs to come through before I start. It is part time (18.75 hrs pw) so I'm not going to have much money after my contribution to the household, but at least I'll be keeping my hand in my profession, and it will give me time with dgd and start her at preschool in our village in September to get her ready for school, and also explore doing the masters :beer: oh and I had a discussion and he agrees this is a good step and accepts for the next couple of years we'll have less money than we used to. Such a relief just hope this is a better fit of an organisation for me than over the last few years...
Anyway enough rambling! We're going to a festival today so have a lot of things to do this morning!
A load of washing in the machine at the moment and will hang it on the dryer before we leave
Pack up food to take with us - we'll get something to eat for. Our tea at the festival but rest of the food we'll take with us
Stop at Aldi's on the way to pick up a couple of bits (me and dgd are going away on a caravan holiday on Monday with the kinship carers network so need to try to be ready for that! When we get back tomorrow I need to make a cake and chilli for a bring and share evening as well as pack :eek:)
Pack up car with camping stuff
Checked banking
Ok think that's as much on the Dfw front as is going to get done
, better get my skates on!DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:
- Benefits check-up ( Link )
- Coupon Shop Forum list of money-off coupons (Link)
- Cooking On A Bootstrap, cheap recipes ( Link)
- eBid ( Link )
- Freecycle ( Link )
- Free Postcode Lottery ( Link )
- FreeStuff ( Link )
- FreeUKStuff ( Link )
- Income Tax Calculator (Link)
- i-Say Surveys (Link)
- List of online newspapers. At bottom of the linked page. ( Link )
- LuckyPhone free lottery with loyalty rewards (Link)
- Marriage Tax Allowance (Link)
- MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
- MSE Abbreviations Explained ( Link )
- MSE Deals and Vouchers ( Link )
- MSE Wow Offers ( Link )
- NHS Minor Ailment Service article (Link)
- My Supermarket ( Link )
- OnePoll ( Link )
- Quidco ( Link )
- Reclaim PPI at no cost to yourself ( Link )
- Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
- SayNoTo0870 cheap phone number finder ( Link )
- Survey sites that pay for your opinions ( Link )
- Swagbucks ( Link )
- Swapit ( Link )
- Tesco Orchard product testing (Link)
- Tickety Split cheap train tickets (Link)
- Toluna ( Link )
- TopCashBack ( Link )
- Wombling Guide (Link)
- You Need A Budget site and App (Link)
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
I have just applied for an Ikea family card. We're moving soon and we'll be buying lots from there.car finance £1072/£8285 by sept 2018
#188 £1000 EF £8.45/£1000
3-6 months salary £80/£50000 -
I managed to put my post for today on yesterday's thread & cba to change it. Still adding up.
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Good luck Cat see you on the other side

Determined Glad to read your update. Sounds a good outcone. Have a lovely break wont you.
Bob" Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Hi everyone :wave:
Quiet little thread today - hope everyone is having a good bank holiday.
Ours hasn't really come to much - we were hoping to visit the in laws but they said we couldn't take the dog as they would've had to dog sit for a couple of hours while OH was working (as I wouldn't get over there for a couple of hours) so I couldn't go in the end. Bit rubbish really but trying to make the most of my night home alone.
Watching net flix, eating half price pizza and drinking @ldi rum and pepsi (free bottle I got from work)
Sold two books today - £9
Got 30% off code for a yoga retreat I might go on in Sept
Catch up soon everyone :beer:0 -
Still hanging on in there
I've done everything as planned and still alive - now just got to wait for dd to get back to me to let me know when to pick her up from the competition. Then another hectic day to get through tomorrow before I can finally start enjoying a rest.
DNMS - congrats on getting the job :j I'm thrilled for you. Hope you've enjoyed the festival.
crazy_cat_lady wrote: »
Here's today's list:
[STRIKE]:shocked: check banking and PAD[/STRIKE] Come on payday
[STRIKE] shocked: get ds to football training[/STRIKE]
[STRIKE]:shocked: get ds to gymnastics class[/STRIKE]
[STRIKE]:shocked: get dd to a cheerleading competition[/STRIKE]
[STRIKE]:shocked: go and do a bit of grocery shopping[/STRIKE] A bit? £104.:eek:
[STRIKE]:shocked: try and find time for crochet[/STRIKE] A little bit at gymnastics
[STRIKE]:shocked: try and remain calm[/STRIKE] so far so good
[STRIKE]:shocked: do a bit of mindfulness work to stop me having a meltdown[/STRIKE]
Hopefully see you on the other side later tonight folks :cool:[/B]Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Hello!
Just been reading through the forum as it was recommended by friends of mine. Thought this would be a good thread to start on.
Hope this is okay, and so my small debt free thing that I am doing this weekend is that I am joining this forum!
Happy bank holiday weekend everyone.
TrushNo Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
Clear all Debt in 2020 #97 WE DID IT!! DFD June20200 -
Hello!
Just been reading through the forum as it was recommended by friends of mine. Thought this would be a good thread to start on.
Hope this is okay, and so my small debt free thing that I am doing this weekend is that I am joining this forum!
Happy bank holiday weekend everyone.
Trush
Welcome Trush you have come to the right place." Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards

