Parking Ticketing Limited

Herzlos

Fruitcake wrote: »

Either wait and see if they are stupid enough to issue court papers, or even challenge them to it. Come on if you think you are hard enough!

I think the only way you can force them into court is to pay up and then sue them for the money back (a perfectly reasonable approach to mitigate your losses). Personally, I'd just ignore it until they brought it to court, and then claim your time back due to them acting unreasonably.

It might also be good if you were to generate another invoice and progress that through POPLA, if you win that then you've got a pretty solid case for a POPLA re-visit and an even stronger case for court. Any of your neighbours been stung in the same way?

mrsunnybunny

beamerguy wrote: »

I agree with Fruitcake, they would be stupid to go further especially as they have no contract. Judges do not like fake claims

Disgusting that POPLA and ISPA missed that ?

I would re-open this with the ISPA

I have tried to reopen with ISPA and after much arguing they finally agreed to share the respective part of their report with me after their next board meeting in September. So unfortunately not in time but I will get access and share the findings here as well.

I have today received a new demand from the operator to pay the fine within 7 days, otherwise it will be passed onto the debt recovery agents.

Frankly, I don't have the time or energy to take this to court. I must have spent the equivalent of more than 3 working days researching the topics, reading and drafting appeals, collecting evidence, responding to POPLA and ISPA, etc. All of it seems to have been for nothing. In fact, I could have saved money by paying the reduced fee immidiately.

Even though I am sure that I have a strong case, I have lost all faith in this system. POPLA let me down, ISPA let me down, so I am sure a court could let me down as well in which case I would have to go through further appeals. I really don't want to risk having to cough up hundreds of pounds on a court case. Maybe it will turn out that an NTK isn't required after all and that the operator does have a right to operate on the premises (even though it wasn't provided).

So, putting court aside, what are my option? Pay up I guess or do nothing? What's the worst that could happen if I simply ignored the demands?

bod1467

The worst that can happen is that the PPC initiates court action, which you then decide to defend or pay up. Nobody here advocates the latter.

mrsunnybunny

bod1467 wrote: »

The worst that can happen is that the PPC initiates court action, which you then decide to defend or pay up. Nobody here advocates the latter.

But what does that actually mean? I assume I would have to hire and pay a lawyer, as well as take time off to appear in court? What about debt collectors and impact on credit rating?

Redx

all this has been covered numerous times before , but here is a summary

no you dont hire or pay a lawyer, its small claims court so you defend it yourself

if you win , you pay nothing and claim costs , normally you turn up and claim up to £90 if you win , with a paper of costs you present to the judge

if you lost , the judge issues a judgment against you , with a figure you must pay within say 28 days, this is typically between £175 and £225 , but could be less , all depends on the judge

if you pay this promptly, the matter is settled , no CCJ , no debt collectors , no bailiffs , no impact on your credit rating

if you fail to pay it by the 28 deadline , that is when its a CCj , that is when it affects your credit rating , that is when they instruct debt collectors and bailiffs

Umkomaas

mrsunnybunny wrote: »

But what does that actually mean? I assume I would have to hire and pay a lawyer, as well as take time off to appear in court? What about debt collectors and impact on credit rating?

Nothing of the sort. This isn't the Mags Court. You sit in a room at a table with a Judge (in civvies) and the PPC (and maybe their rep). You could get help with representation from the BMPA - but more on that if you should get a court claim.

Debt collectors are toothless, their only part in the process is to send out letters - no 'boys on the step', utterly powerless.

CCJ only affects your credit rating, should you lose, costs are awarded against you, you fail/refuse to pay the judgment within the given timescale.

Maximum costs, including that of the original parking charge, around £200 total.