Crisis Loan Fraud

missapril75

Of all the threads I've seen here about loans being recovered from someone claiming not to have received them, I actually find this one to have a ring of truth.

missapril75

Amley76 wrote: »

What I cant get my head around ,is that DWP had been informed it was fraud but they continued handing out money. Also the last three were in various locations in London. Wouldn't they see from the system that the same person is applying for loans at all different locations? If they had such little funds how could they travel such distances?

This is what makes your comment believable.

If someone gets between £60 and £80 then, as I said earlier, this would represent more than a week's worth of money.

So any further application made within a period already covered - especially a second or third time - would immediately fail.

That it didn't fail would mean the computer system didn't "see" it.

So it suggests the payments were not made via the computer system. Which suggests some level of inside 'procedural' knowledge was involved.

Guest101

there must be a court order for wage deductions like this. So that would be the next step

Amley76

MissApril Thank you. What is really frustrating is that ,in order for him to have done this. He would of needed to take a day off work and get a train over 100 miles away to London, pay £100 plus for a ticket and take out a £60 Crisis Loan? He didn't have a driving licence until 2006! And do this five times!

Amley76

Guest101 wrote: »

there must be a court order for wage deductions like this. So that would be the next step

Really? We have never received anything like that. Just a copy of the letter they had sent to his employer...(Which has been massively embarrassing for him). Definitely no court order letter sent to him.

missapril75

Amley76 wrote: »

MissApril Thank you. What is really frustrating is that ,in order for him to have done this. He would of needed to take a day off work and get a train over 100 miles away to London, pay £100 plus for a ticket and take out a £60 Crisis Loan? He didn't have a driving licence until 2006! And do this five times!

I saw on another thread you have your MP involved? That will ensure this gets some proper attention.

Many people don't appreciate what was involved in crisis loans. A believable story was essential but also knowledge of the circumstances of 'the applicant' including proof of next income.

If it was benefit, then the DWP could access that. If it was something else - say wages - then the 'applicant' had to prove this, which meant pay slips or employer's letter for example.

Unless you knew the procedures well, they could be difficult to get and they were such paltry amounts so as not to be worth the effort.

I can understand DWP staff being very cynical and disbelieving of the "it wasn't me, guv, honest" response when someone disputes it.

But safeguards in the computer system prevent too much abuse - like repeated payments for the same thing. It sounds like someone has got around all that - hence my comment about inside knowledge.

Someone has been very thorough in obtaining this series of payments so it's been more worth the effort than usual. Sounds 'organised' to me.

Amley76

You're right. It does sound organised!

There is a possibility it's linked to something else.

In 2002 my husband was living and working in Brussels. He had his passport stolen and re issued within a few weeks.

In 2005 Scotland yard telephoned him and informed him that the chap who had stolen the passport had been travelling the world, business class with stolen credit cards and his passport. The chap had been caught and was now in prison in New Zealand, although wanted in another country also for fraud.

After this conversation all the Crisis loans came out of the wood work.

When the police were informed of the first set of crisis loans, they believed that it wasn't Scotland yard but a scam.

However the first loan came out before the conversation with Scotland yard in 2005 and also my husband new the guy who had stolen his passport, Scotland yard confirmed all the information my husband already new about the guy.

Although it seem's it could all be linked to the guy who had stolen the passport seem a bit small fry against, international first class flight's!

So the plot thickens!

missapril75

Amley76 wrote: »

Although it seem's it could all be linked to the guy who had stolen the passport seem a bit small fry against, international first class flight's!

Perhaps...but then if you have multiple fake IDs, then every 'little' helps.

Busy social security offices, staff under huge pressures, often too busy for proper scrutiny sometimes.

I remember a case making the news back in the 1970s (when there weren't the safeguards there are now) of someone with so many multiple claims (when the rate was about £13 a week:rotfl:) he travelled between benefit offices by chauffeur driven Bentley or something to maximise his payments. :eek:

So the plot thickens!

Contact Jeffrey Archer. He might be willing to buy the idea off you for one of his books.

Topcat1982

Have you tried making an official complaint?

[Deleted User]

Back in 2003/5 all crisis loan applications would have been done face to face, which makes it even more strange, as the person applying would have needed to prove their identity.