Saturday 14th/Sunday 15th - what small DFW things will you do this weekend?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Morning all :hello: wow made it to Saturday this time in two weeks we'll be at the airport. That's the light at the end of the tunnel at the moment anyway on to more short term goals :

Hang washing out that was done at 30 overnight, another load on and that will go out too
Wrap present for party we're going to this afternoon, present bought ages ago in sale
Meals from stores
Call NT and add DD to membership or see if I can do it online
Quick vac round
Find something to do with cauli that's on its way out - maybe fritters or bhaji
Take heaters we borrowed back to friends
Log meter readings online - our gas has dropped dramatically in the last month :T
Meal plan for next two weeks so we can buy the minimum so we don't have anything fresh left when we go away.

Anyone help with preloaded credit cards. Took one as a test for a reward for surveys (it's online) for £5. I think I'm being daft as how to use it, I take it I can only use it for payments under £5 as I can't specify when I check out that there is only £5 on the card. If I cash out the rest will it be added to the same card/number or will it be different. Alternatively if I cash it out to PayPal do I have to pay fees? TIA.
Think that's all for now, I'm sure there will be more later. PF.

allydowd

PurpleFairy26 wrote: »

Anyone help with preloaded credit cards. Took one as a test for a reward for surveys (it's online) for £5. I think I'm being daft as how to use it, I take it I can only use it for payments under £5 as I can't specify when I check out that there is only £5 on the card. If I cash out the rest will it be added to the same card/number or will it be different. Alternatively if I cash it out to PayPal do I have to pay fees? TIA.
.

It depends on the survey company and the brand of the pre-loaded card. You would need to ask both companies I'm afraid.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 7 April 2016.

yasmin2

Have fallen off the track a little as now working regular hours and not had a chance to log in for a while.. so a few unnecessary and indulgent spends and need to get myself on track..:(:( Definitely going to try and make more of an effort to log in on MSE as keeps me on the straight and narrow. So

- not spending anymore money today or tmrw I hope
- pack an amazon book ready to post for Monday
- sort out budget until next pay day so know how much money I have left - have already removed the £200 I need for tax payment due in July
- food from fridge/stores (was planning on getting a take-away tonight as a wkd treat but nope, something nice to be cooked from stores)

Hope everyone has a lovely weekend :)

allydowd

Hi May Marvellous-oes,

Thanks for the starter PF.

Busy day today. We're off to Glasgow to the Opera tonight but thought we should probably make a day of it as we're paying for the train ticket...

It's going to be sunny which will help!

Debt Free-Nillionaire Continuity Plan Year Two:

* Having a big breakfast before we leave.

* Walk from station to Glasgow Green (park) via the riverside walkway. Have a walk around park and drink our own coffee.

* Visit the People's Palace. We've been before, but it's free, and quite lovely. DW can do some photogra-faffing.

* Walk around the Barra's Market. DW has never been here. Perhaps there'll be a bargain or two, you never know.

* Get the Subway to Kelvingrove and mess around in the park there and at the free museum.

* Go back to the city and have dinner. Not quite decided where we're going for this. Need to look for coupons.

* Off to the Opera. Keeping it light this time, a Savoy Opera on £12 tickets. Tke in our own drinks and sweeties.

How about you folks?

La_escocesa

Hi guys :wave:

Hope everyone is doing well.
Yasmin - not to worry about falling off track a little - you can pull it back in I'm sure :beer:

Interested about this pre-paid card chat - we're going on holiday soon so might look into these too...

I've paid a bill I need to pay and sorted YNAB.
Transferred money to a/c from surveys - £6 better in my a/c than as points :cool:

Parents are here and dad is paying for dinner :cool:

Not much else going on...

xxx

crazy_cat_lady

Good morning everyone
Didn't want to get up at 6.45 when my alarm went off this morning, and am actually debating going back to sleep after I've written on here. Had to get up though as I had a training session at half past seven.
Yasmin, I've been struggling with being a bit spendy recently as well. I use it as a comfort when things aren't right in my own head, and when I'm too busy to be bothered with much else. Just don't give up.
So here is today:
:cheesy: Check banking and PAD
:cheesy: Training 7.30
:cheesy: Minimal housework
:cheesy: Nap if I need it
:cheesy: Crochet
:cheesy: Minimal schoolwork
:cheesy: DS to football
:cheesy: DS to gymnastics
:cheesy: Visit my mam for tlc, a catch up and a free feed
:cheesy: Go through my budget again - I just seem to be spending left, right and centre at the moment.
:cheesy: Be kind to myself and to dh, who isn't doing too well today.
:cheesy: Get my 10000 steps in to stay on track with a B0unts challenge I'm doing
Have a good day all - looks like I'm going to be busy today.

allydowd

La_escocesa wrote: »

Interested about this pre-paid card chat - we're going on holiday soon so might look into these too...

Follow the link for more information. (Link) You need to watch though as some overseas companies won't accept them. Car hire companies and petrol stations are notorious for this and you don't get Section 75 consumer protection with them either.

ziggy2407

Morning All

PF - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today I/we will

Pack lunch for DH - Done
Check Bank - Done
Clean Fish Tank
Tidy a few pots in garden
Deep clean lounge & bedroom -
All meals from cupboards/fridge etc
Continue purge on Emails
Complete a few surveys
Read
Enter a few comps
Checked https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone, Ashleigh, numberplatelotto

Have a good day! Love to you all!

C x

Bobarella

Hi All

Ally have fun at the opera.

OH has been up in the loft getting the cot down. He's currently in the bathroom cleaning it. DD has got to the point where she is able to pull herself up too much for the moses basket to be safe anymore. We are hoping she will sleep better in the cot too.
She's not that well at the moment. Seems to have some random sickness bug that has made her phycially sick twice this week but the rest of the time has just been a fluctuating temp and slightly upset tummy. Nothing like you were describing MTC

Other small things

Cycling or walking my journeys
Using £1 special offer mince from Icyland (if anyone wants to take advantage the deal is on until the 17th) to make burgers tonight. We've also had lasgne, chilli and spag bol this week all for less than £5.
Found 1p whilst out on my bike earlier

Think that's it for now. Too tired to think straight.

Bob