local housing authority / social housing questions ?

Well_excuse_me.

NYM wrote: »

It looks great but how can some people ever rent privately if this condition applies?

...Applicants must be in full time employment and free from CCJ'S and bad credit history. Applications in receipt of Benefits or the Bond Scheme will be automatically rejected.....

http://www.rightmove.co.uk/property-to-rent/property-54018493.html
http://www.rightmove.co.uk/property-to-rent/property-10948260.html
I would suggest the OP pays fees, deposit and rent upfront, (its been suggested mummy might help), claiming HB should come later. As far as I am aware there is no requirement for a tenant to disclose his/her employment status and/or source of income.
I dont work, I'd be amazed if a landlord turned down my offer of a years rent up front.

nannytone_2

Bananas123 wrote: »

thanks!.

i think i am going to look privately, considering.

it seems if you don't mind moving, you can get a privately rented much much much nicer (even with garden) for comparitive to the council (> although as said by people, there only seems to be 2 bed high-rise flats / over 50's bungalows).

is there any drawbacks that anybody can think of ?, bar having to pay more and for moving etc etc ?, having considered the tenanancy is not as secure, renting privately ?

baring in mind i am eligible for "shared accomadation" rate ?

it seems of GREAT benefit, if you are prepared to move miles away for cheap rent ?; is it really that simple ?

thanks for all help,

are you applying your local LHA rate to different areas?

you will find that areas that have low rents will also have even lower LHA rates

Bananas123

thanks, i cross refferenced the LHA's rates, and it atleast the ones i checked, was only around a £5 differential for what i am eligable to, so not massive,

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allot of landlords don't want DSS tenants, if you look on rightmove alot of them have "no DSS" "no pets" etc etc.

but have also seen many that don't mind, i think it is very much landlord specific.

thanks

Alice_Walker

Bananas123 wrote: »

@snooks

...i was on about being antisocial cooking at night time ? in regard to living in close proximity to many people and that was a while ago, before asking about private renting :

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why post things with no help whatsoever, selecting little bits of the sentence from posts back ?

i am glad you enjoy guacamole, i hope you don;t get diagnosed with intestinal disease.....

Don't assume that all your neighbours would keep standard daytime hours. You might have neighbours who are night workers ... or druggies ...

Bananas123

thankyou i am well aware, i already have drug dealers outside my house etc, people keeping antisocial hours, although not heroin thankfully, mostly cannabis, alot of petty crime etc (i would say i live in a pretty nice domain within my LHA also currently; in the burbs..._

this is why i think privately renting is the better option, theoretically, considering if you are prepared to go where the houses prices are cheaper, there are much nicer properties (subjective), for cheaper.

considering LHA rates would be offsetted by the cheaper rent (in my mind) re: tower block vs. suggested properties, the flat in derby would be more then enough etc, although obviously have to reference areas.

there doesn't seem to be much drawbacks (???) if you are able to house search and can afford the moving costs etc, for someone like me ?.

(i can't bank on any handouts from "mummy" though.... as stated (wishfull thinking), and obviously ...need to be moved out prior (before the wishfull thinking could realistically commence)).

BUT

you guys have been MASSIVELY helpful >

from nothing (but worry), to having a basic concept of the process, and now an intent on way to go, is dramatic, and thankyou.

but perhaps i am mistaken / not thought of things ? (regular occurance)

thanks

Alice_Walker

I think you are being over optimistic in what you'll get within the LHA rate, and the number of landlords that will accept someone solely reliant on benefits, but there's no harm in making a few phone calls and visiting some properties to see what is out there.

Bananas123

as stated i have referenced the LHA rate (the bands are set in stone for eligability), as stated single bed council flats within my local authority, in worse areas then i am now, are more expensive, then if you look in this thread ones completely randomly suggested (i.e. > without bias from me), by other people, as examples, although obviously i cannot comment on the areas (only look at statistics), i am sure the properties themselves are nicer, visibly.

as stated, on right move, they tell you which ones accept social security tentants, and this is very obviously to be referenced, much down the road, as i am no where near the stage for looking at physical houses yet.

Lanzarote1938

Bananas123 wrote: »

as stated i have referenced the LHA rate (the bands are set in stone for eligability), as stated single bed council flats within my local authority, in worse areas then i am now, are more expensive, then if you look in this thread ones completely randomly suggested (i.e. > without bias from me), by other people, as examples.

as stated, on right move, they tell you which ones accept social security tentants, and this is very obviously to be referenced, much down the road, as i am no where near the stage for looking at physical houses yet.

If you were allocated social housing there would be no rent top up to pay. Could you find £20 or £30 a week to top up a private rental if you needed to? Could you afford to move every year if your tenancy was nt renewed?

elsien

Don't forget if you're looking at private rental you'll also have to budget for all the reference fees etc as well as the deposit. I'd suggest getting a breakdown of these from the different letting agents in the areas you're looking at to give you more of an idea of costs.

Bananas123

hehe thanks,i don't have enough money for financial securtiy, socially or privately.

but i pay my mother £25 p/w which would go towards rent etc, dunno how to guess electricity costs etc though... would have to do without internet etc.

i think with a bit more skrimping i could manage it, although not afford however many zeros for removal van, i can just downsize my room, to fit in the back of a rent-a-van though etc, other ways around, hopefully.

never heard of reference fees, although was anticipating a deposit, which i hopefully would be alble to beg/borrow/save over a year, again hopefully.

pretty well screwed if it's going to be say £1000+ though, prior to getting in the door, can't raise that sort of money...