buying with a "friend"?

beeza650

frugalsmurf wrote: »

I'm not sure her financial position. But if you may split up and she then needs to pay rent, bills etc she may need the help of benefits.
Surely housing benefit would not pay a penny to an ex partner. So she'll be out of pocket and not secure.
Whereas if she keeps it as it is and you split, she has a secure tenancy and the option to claim benefits which may keep your child safe and healthy.

If you are desperate to buy, can't you buy a seperate buy to let and leave her out of it especially if you think your relationship is doomed. Seems very odd to buy then say you don't think you'll stay together.

Already answered part of this. If she's in financial trouble then I'm not exactly going to forget she's the mum of our child who will be spending considerable time with her. Putting it simply, no loan payment would be expected.

I don't actually want a buy to let but we can't leave it empty!
On the contrary, to me it would be very odd not to give it it a go even if there's a risk we won't stay together, EVERY relationship has that risk, in ours it's higher than some, less than others.

[Deleted User]

Is your girlfriend aware of the apparent relationship issues, or is she oblivious and under the impression that everything is honkey dory and it is just yourself that is doubting your future?

If this is the case, she may have second thoughts about the move and giving up her secure home.

Guest101

beeza650 wrote: »

Maybe - but moving in with a baby who cries is not against any law, just because you took the phrasing early the wrong way doesn't make it illegal!

Neither is phoning someone, yet that can still be harassment. You'll find that typically - harassment doesn't involve illegal acts...

Walking down a street, phoning, texting....

I didn't take it the wrong way, you know exactly what you meant- the tenant would leave because it would not be bearable.

Guest101

beeza650 wrote: »

That doesn't really warrant a reply - but if you think ensuring mum and daughter have a fall back if things don't work out is wrong then you may have a point

They do, you can leave the family home?

Guest101

beeza650 wrote: »

You're invoking /quoting the law, why? If a tenant says I'm cool to leave at a weeks notice and then I ask them to and they leave then NO LAW HAS BEEN BROKEN!!!!

If they say no then that's a different situation - as I mentioned already - I know of no first hand situation where a tenant asked to leave their room has turned around and said no, I'm not budging for 6 months. Of course it happens, but it is not the norm.

And yes the relationship is a little strained at times but absolutely good enough for us both to want to continue living together and make a bigger house our new home. Nobody in their right mind would throw in the towel at this stage and we're both agreed on the move.

Want to hear first hand nightmare stories - read this forum.

Guest101

I just wonder how long you'd be amicable for the loan if your ex moved in a new partner?

beeza650

Guest101 wrote: »

They do, you can leave the family home?

she doesn't want a big house on her own!

Guest101

beeza650 wrote: »

she doesn't want a big house on her own!

She might not be alone, meets someone with kids. It would be perfect

beeza650

Deleted_User wrote: »

Is your girlfriend aware of the apparent relationship issues, or is she oblivious and under the impression that everything is honkey dory and it is just yourself that is doubting your future?

If this is the case, she may have second thoughts about the move and giving up her secure home.

Yes of course, she is the one that suggested we keep this place. She has no issue moving if she knows this home is still going to be there. Actually she said she'd even sell here if she was "forced" to but I don't think that's best for any of us or necessary.

beeza650

Guest101 wrote: »

She might not be alone, meets someone with kids. It would be perfect

:rotfl::rotfl::rotfl: yes peachy