Everyone Loves Ingenious Tenuous Equations

tweets

Ladyshopper wrote: »

Sounds like a nightmare day, but thank goodness you're ok.



Thanks tweets, I'm slowly catching you up!

Bit worried about the next 2 weeks when I'm away at the police rehab place as I won't be able to low carb (as a veggie its just too limiting) so will just have to try and be sensible, but that doesn't usually work for me! :rotfl: Will be upping the exercise though,as thats the point of going, so we'll see.

Yes you are catching me up :T You may pass me next week :cool:

I am trying to maintain and am 3.5lbs under my goal :j

Chrisv

Savvybuyer wrote: »

Is the Halifax Reward Account now giving us £6 reward now savings are tax-free?

Afraid not Savvy, it's not 'interest', it's a 'reward'. Non tax payers can still apply for the £1.25 monthly back from HMRC - form R40.

henrik777

Bikertov wrote: »

Thanks for that info henrik - a really interesting case.


As a layman, my take on that (and I read through a lot of it, but am not a lawyer) is that a credit card transaction made via PayPal would be a 4-way transaction, and would be within the spirit of the legislation so would be covered ?

Indeed but as the courts differ from the banks, ombudsmen clever bods (Lewis, Which etc) then it means court. Should win though.

Former_E.ON_Company_Representative:_Malc

tweets wrote: »

How can you forget Malc

Wonder if I have spoken to him when I have rang EON customer services

Next time I ring them will have to ask if Malc is there :cool:

Possible tweets. I've been here a fairly long time and worked quite a few Customer Service channels. I remember you, though, from another MSE thread. I think it had something to do with our Rewards scheme and Tesco Clubcard points? Hope you're okay?

Next time you ring, mention the Social Media team. Most of our advisors know about us. :cool:

Malc

Bajjo

mhoc wrote: »

[EMAIL="Shopotize@shopotize.com"]Shopotize@shopotize.com[/EMAIL]

Think this is the right one - can anyone confirm this? I seem to get responses from this address
I have also messaged them via FB as well before

aau1 wrote: »

I would be surprised if they use that email since that's not the company name

:rotfl::rotfl:Well spotted.

mhoc wrote: »

what is the correct email please?

My guess shopitize@shopitize.com or [EMAIL="feedback@tize.com"]feedback@shopitize.com[/EMAIL]

spasguidedogs

I have just ordered a 1000 litres pre-formed pond to use as a wildlife pond, I love frogs and toads. In my last garden I had a wildlife pond full of frogs, and a fish pond with a waterfall that the toads used to spawn in. I can't wait to install it and get it all planted up around the edges.

My next project is to build a huge wildlife hotel out of pallets, would dearly love to encourage hedgehogs into my garden, as well as other wildlife.

Savvybuyer

Savvybuyer wrote: »

McVitie's Breakfast Fruit & Oat Bakes Porridge Oats & Blueberries (5x40g)£1.99 [Strike]50p[/Strike] 10p in M - does anyone imagine these comparing to 10p?:rotfl: For me, only one indication of 10p in M (from 12 stores, twice as many as the APG!) and then only for the Apple version. Only store with stock for me has both of them but with no SELs at all.

:idea:That's why I only found the Blueberry version yesterday but not Apple! Apple, which had the 10p SEL before, had, as a result, now inevitably sold out and the SEL removed so no longer any evidence of Apple in that store. Both versions had lots of stock last week - I must have got there literally straight after the 10p SEL on the Apple had been put up. Inevitably it is now gone and only stock of the Blueberry was left yesterday. The 10p SEL had now just been put onto the Blueberry version and I suspect it probably won't even be left in this store now.

For the APG, unfortunately I think there is virtually no chance of any 10p items being picked up. Any stores that do show the 10p price will extremely soon go completely OOS and the SEL is then very likely to be taken away. It will then leave the stores with no evidence of M even having the products at all - and therefore the result from those stores to contribute towards the APG would be N/A. They are unlikely to come across stores with 10p SELs and stock. (I have bought virtually none of my 10p items from anywhere that showed the 10p.) Although they do not need stock, and there is therefore a slim chance a 10p product could be picked up at 10p, I think the products will be very largely found only in Ms that either have no SEL or unchanged SELs. Both are useless for the APG - they will be unable to obtain a price from a store with no SEL and a store showing an unchanged SEL will show a higher than the true price that would contribute that higher price into the APG. I think TBG will be in a similar situation and probably even worse as they use fewer stores so are even less likely to come across Ms with 10p SELs. There is another slight difference on TBG, not important enough to mention, which may also make the chance for TBG worse.

I could be completely wide of the mark and totally wrong but that is my understanding of how the systems seem to me to be likely to work. In short, with all these 10p items - buy in M! But, :(you are unlikely to find them in M as it will largely need a store that isn't showing their 10p price or is showing a somewhat higher price than they really are.

marmitelovemehateme

Ladyshopper wrote: »

Sounds like a nightmare day, but thank goodness you're ok.



Thanks tweets, I'm slowly catching you up!

Bit worried about the next 2 weeks when I'm away at the police rehab place as I won't be able to low carb (as a veggie its just too limiting) so will just have to try and be sensible, but that doesn't usually work for me! :rotfl: Will be upping the exercise though,as thats the point of going, so we'll see.

The Police rehab place.....:eek:...prison....:rotfl::rotfl:

purpledonkey

Ladyshopper wrote: »

Sounds like a nightmare day, but thank goodness you're ok.



Thanks tweets, I'm slowly catching you up!

Bit worried about the next 2 weeks when I'm away at the police rehab place as I won't be able to low carb (as a veggie its just too limiting) so will just have to try and be sensible, but that doesn't usually work for me! :rotfl: Will be upping the exercise though,as thats the point of going, so we'll see.

Not in the least, just a bizarre and mildly irritating day! Also I've been procrastinating for the last hour. I really should clean the kitchen :rotfl:

Hope you're ok

Savvybuyer

Chrisv wrote: »

Afraid not Savvy, it's not 'interest', it's a 'reward'. Non tax payers can still apply for the £1.25 monthly back from HMRC - form R40.

That's absolute rubbish - the taxman treated it the same as interest. In past years, as that was passed over by Halifax to the tax authorities, that could be reclaimed by people didn't have to pay tax on their savings. Halifax would not pay the reward without tax being taken off because they called it a reward. They would not let me fill in a form for tax-exempt interest. But it was still taxed in the same way. It therefore passed the tax to HMRC and has to be reclaimed. However, no tax is now charged so it seems Halifax are simply going to be pocketing this extra amount for themselves. Which is precisely what I expected them to do:( - they are now making more money by still only paying a £5 reward even though they now benefit and the reward "should" be higher because there isn't now any tax on it. I suspect most people will not realise this, and hence why I diarised at the beginning of the year to check what Halifax would do and to draw attention to it now on here. Even though there is nothing anyone can do about it - except to be aware that, without tax being charged anymore, by rights the reward should IMO now be higher.

You won't be able to get the £1.25 back (I thought it was £1.25 so should be £6.25 not the £6 I had it as in my post) for the current tax year (after this ends) as no tax is now being taken off. They will still however be paying £5 even though they are not now taking any tax off.

So, if you are looking at the Halifax Reward Account now, that £5 reward won't be very good anymore - as it now "should" be £6.25! We should all be lobbying them to increase the reward and switching away or not taking up the account until they do that.

However even at that £5 reward, :(it is still quite good so us non-taxpayers will end up simply groaning and swallowing it, even though we will now lose out as there's no longer any tax being deducted that we can reclaim. Halifax are now not paying any tax (as none is now due) but instead are still paying a £5 reward and keeping the £1.25 a month for themselves on all Reward accounts, including accounts held by taxpayers who could not have claimed the tax back. So, celebrate the tax relief now being given to Halifax!:rotfl::(:(:mad:

I might ask them the innocent question at the beginning of next month when I see £5 go in: "Why is Halifax paying only a £5 reward when £1.25 is now no longer being passed to the taxman?"