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Credit report and bank accounts

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What exactly is shown about your bank account when a credit check is carried out?

Do they see your balance?
Do they see your income and outgoings?

Thanks

Comments

  • Dobbibill
    Dobbibill Posts: 4,193 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Your CR only displays a negative balance, this would include how much OD you have on the account eg £1000 OD, balance £500 if you were £500 OD. If your not in your OD it will show a balance of £0 even if you have a positive balance of £300.

    Incomings and outgoings are not on it.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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